Consumer Defensive / Education & Training ServicesIOB
$97.85
+0.20 (+0.19%)
FCF base 3Y
n/d
n/d CAGR · yield n/d
FCF base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 23% · confianza 25%
FCF escenarios
weak_data · normalized FCF $3.3B · quality 69.7/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
52/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$10.3B
P/E
19.3x
↑EV/EBITDA
5.2x
↓ROE
12.4%
↑Gross Margin
29.9%
↑Debt/Equity
1.83
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+9.8%
FCF CAGR
+10.4%
FCF margin
19.3%
FCF / Net income
4.39x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $18.68B · net income $821.0M · FCF $3.60B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $18.68B | $18.68B | $17.05B | $15.27B | $14.10B |
| Net Income | $821.0M | $821.0M | $632.0M | $578.0M | $605.0M |
| EBITDA | $4.11B | $4.11B | $3.65B | $3.22B | $2.98B |
| EPS | 8.14 | 8.14 | 6.06 | 5.47 | 5.72 |
| Gross Margin | 29.9% | 29.9% | 30.0% | 29.7% | 29.6% |
| Operating Margin | 9.5% | 9.5% | 8.8% | 8.6% | 9.2% |
| Net Margin | 4.4% | 4.4% | 3.7% | 3.8% | 4.3% |
| Balance Sheet | |||||
| Debt/Equity | 1.83 | 1.83 | 2.09 | 1.81 | 1.84 |
| Current Ratio | 0.45 | 0.45 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $3.60B | $3.60B | $3.35B | $2.72B | $2.68B |
| Returns | |||||
| ROE | 12.4% | 12.4% | 10.1% | 9.4% | 10.5% |
| Valuation | |||||
| P/E | 19.30 | 19.30 | 8.86 | 8.88 | 7.77 |
| EV/EBITDA | 5.16 | 5.16 | 4.76 | 4.74 | 4.76 |
| P/B | 1.49 | 1.49 | 0.89 | 0.84 | 0.82 |
| Growth & Yield | |||||
| Revenue Growth | 9.5% | 9.5% | 11.7% | 8.3% | — |
| EPS Growth | 34.3% | 34.3% | 10.8% | -4.4% | — |
| Dividend Yield | 3.5% | 3.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
2.2%
EPS terminal req.
$8.68
Spread vs growth
32.1%
5Y implied EPS CAGR
5.2%
EPS terminal req.
$10.51
Spread vs growth
29.1%
10Y implied EPS CAGR
7.6%
EPS terminal req.
$16.92
Spread vs growth
26.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+33.0%
Start / end P/E
13.3x → 12.9x
EPS bridge
6.06 → 8.14
Residual
-1.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.