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3245.T$975.00-0.10%
Fair $975.00+0.0%

3245.T

Dear Life Co.,Ltd.

Real Estate / Real Estate ServicesTokyo

$975.00

-1.00 (-0.10%)

Fairly Valued+0.0%Fair Value $975.00Fund rank 28/100 · Data gapFallback financials|
SA 45/C
F-Score: 6/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 74.0/100

Data gap 28/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 25/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

45/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific NAV/AFFO model required: REIT/real-estate targets are disabled until FFO/AFFO/NAV/cap-rate data exists. REIT NAV/AFFO valuation requires positive AFFO/share history or TTM AFFO/share; generic FCF remains disabled.
Thesis & Journal · 3245.TLocal privado en este navegador · Dear Life Co.,Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$49.1B

P/E

10.1x

↓

EV/EBITDA

3.6x

↓

ROE

18.9%

↑

Gross Margin

13.7%

↓

Debt/Equity

0.54

↓
52-Week Range$975
$957$1446

TradingView lightweight chart

3245.T price, volumen y niveles de valoración

Último $975.00Periodo +91.2%
Fair value: $975.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+14.8%

FCF CAGR

+42.3%

FCF margin

18.0%

FCF / Net income

2.66x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $78.50B · net income $5.32B · FCF $14.13B

2022-FY → 2025-FY

Gross margin

13.7%-3.1% pts

Operating margin

9.8%-1.2% pts

Net margin

6.8%-1.3% pts

FCF margin

18.0%+8.5% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$78.50B$78.50B$46.88B$43.50B$51.91B
Net Income$5.32B$5.32B$3.17B$4.30B$4.20B
EBITDA$8.58B$8.58B$5.29B$6.65B$6.48B
EPS———97.92103.06
Gross Margin13.7%13.7%15.1%19.7%16.8%
Operating Margin9.8%9.8%9.9%14.0%11.1%
Net Margin6.8%6.8%6.8%9.9%8.1%
Balance Sheet
Debt/Equity0.540.540.760.580.57
Current Ratio10.3510.35———
Cash Flow
Free Cash Flow$14.13B$14.13B$-5.99B$1.30B$4.91B
Returns
ROE18.9%18.9%12.8%18.1%20.1%
Valuation
P/E10.1110.11—7.765.24
EV/EBITDA3.553.557.013.822.18
P/B1.511.511.491.401.05
Growth & Yield
Revenue Growth67.5%67.5%7.8%-16.2%—
EPS Growth———-5.0%—
Dividend Yield6.6%6.6%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -6.8%

Total return

-6.8%

Start / end P/E

n/dx → n/dx

EPS bridge

n/d → n/d

Residual

-13.3%

EPS growthn/d
Multiple reratingn/d
Dividend+6.6%
Residual / FX / buybacks / cross-term-13.3%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.