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BANCOINDIA.NS$654.80+0.04%
Fair $654.80+0.0%

BANCOINDIA.NS

Banco Products (India) Limited

Consumer Cyclical / Auto PartsNSE

$654.80

+0.25 (+0.04%)

Fairly Valued+0.0%Fair Value $654.80Fund rank 28/100 · Data gapFallback financials|
SA 60/B
F-Score: 6/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 32% · confianza 22%

FCF escenarios

weak_data · normalized FCF $2.4B · quality 44.3/100

Data gap 28/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 28/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

60/100

B

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · BANCOINDIA.NSLocal privado en este navegador · Banco Products (India) Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$93.7B

P/E

20.4x

↑

EV/EBITDA

12.4x

↑

ROE

28.6%

↑

Gross Margin

46.3%

↑

Debt/Equity

0.36

↓
52-Week Range$655
$502$880

TradingView lightweight chart

BANCOINDIA.NS price, volumen y niveles de valoración

Último $654.80Periodo +44068.6%
Fair value: $654.80

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+18.9%

FCF CAGR

—

FCF margin

6.2%

FCF / Net income

0.50x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $38.67B · net income $4.82B · FCF $2.41B

2023-FY → 2026-FY

Gross margin

46.3%+4.9% pts

Operating margin

14.1%+0.7% pts

Net margin

12.5%+2.2% pts

FCF margin

6.2%+13.5% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$38.67B$38.67B$31.87B$27.42B$23.01B
Net Income$4.82B$4.82B$3.92B$2.71B$2.36B
EBITDA$8.01B$8.01B$6.54B$4.59B$3.76B
EPS——27.3918.9716.47
Gross Margin46.3%46.3%45.4%41.2%41.4%
Operating Margin14.1%14.1%16.2%12.8%13.4%
Net Margin12.5%12.5%12.3%9.9%10.2%
Balance Sheet
Debt/Equity0.360.360.440.400.42
Current Ratio2.252.25———
Cash Flow
Free Cash Flow$2.41B$2.41B$1.00B$3.63B$-1.67B
Returns
ROE28.6%28.6%30.1%25.8%23.5%
Valuation
P/E20.3720.3712.2116.616.94
EV/EBITDA12.4212.428.1610.715.44
P/B5.565.563.674.281.63
Growth & Yield
Revenue Growth21.3%21.3%16.2%19.2%—
EPS Growth——44.4%15.2%—
Dividend Yield2.4%2.4%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +20.7%

Total return

+20.7%

Start / end P/E

n/dx → n/dx

EPS bridge

27.39 → n/d

Residual

+18.3%

EPS growthn/d
Multiple reratingn/d
Dividend+2.4%
Residual / FX / buybacks / cross-term+18.3%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.