StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
CARD.L$65.50+0.31%
Fair $65.50+0.0%

CARD.L

Card Factory plc

Consumer Cyclical / Specialty RetailLSE

$65.50

+0.20 (+0.31%)

Fairly Valued+0.0%Fair Value $65.50Fund rank 38/100 · Data gapFallback financials|
SA 42/C
F-Score: 4/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 22% · confianza 25%

FCF escenarios

weak_data · normalized FCF $77.4M · quality 81.3/100

Data gap 38/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 91/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

42/100

C

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · CARD.LLocal privado en este navegador · Card Factory plc
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$226M

P/E

7.3x

↓

EV/EBITDA

204.5x

↑

ROE

8.8%

↑

Gross Margin

32.4%

↑

Debt/Equity

0.59

↑
52-Week Range$66
$58$116

TradingView lightweight chart

CARD.L price, volumen y niveles de valoración

Último $65.50Periodo -67.4%
Fair value: $65.50

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+7.9%

FCF CAGR

+3.6%

FCF margin

15.6%

FCF / Net income

2.91x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $582.7M · net income $31.2M · FCF $90.9M

2023-FY → 2026-FY

Gross margin

32.4%-2.3% pts

Operating margin

10.2%-3.6% pts

Net margin

5.4%-4.2% pts

FCF margin

15.6%-2.0% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$582.7M$582.7M$542.5M$510.9M$463.4M
Net Income$31.2M$31.2M$47.8M$49.5M$44.2M
EBITDA$112.7M$112.7M$127.0M$124.7M$108.9M
EPS0.090.090.140.140.13
Gross Margin32.4%32.4%35.7%36.2%34.7%
Operating Margin10.2%10.2%14.6%15.0%13.8%
Net Margin5.4%5.4%8.8%9.7%9.5%
Balance Sheet
Debt/Equity0.590.590.530.460.64
Current Ratio0.890.89———
Cash Flow
Free Cash Flow$90.9M$90.9M$70.5M$77.4M$81.7M
Returns
ROE8.8%8.8%13.8%15.7%16.5%
Valuation
P/E7.287.28680.29641.26763.28
EV/EBITDA204.50204.50257.59256.46310.04
P/B64.6264.6293.82100.84125.29
Growth & Yield
Revenue Growth7.4%7.4%6.2%10.3%—
EPS Growth-35.0%-35.0%-4.2%11.7%—
Dividend Yield7.7%7.7%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

302.7%

muy exigente

EPS terminal req.

$5.81

Spread vs growth

-337.7%

5Y implied EPS CAGR

139.6%

muy exigente

EPS terminal req.

$7.03

Spread vs growth

-174.7%

10Y implied EPS CAGR

62.4%

muy exigente

EPS terminal req.

$11.33

Spread vs growth

-97.4%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -23.9%

Total return

-23.9%

Start / end P/E

698.5x → 736.0x

EPS bridge

0.14 → 0.09

Residual

-1.9%

EPS growth-35.0%
Multiple rerating+5.4%
Dividend+7.7%
Residual / FX / buybacks / cross-term-1.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.