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Recent

v0.1
CI$274.19+0.80%
Fair $274.19+0.0%

CI

The Cigna Group

Healthcare / Healthcare PlansNYSE

$274.19

+2.19 (+0.80%)

Fairly Valued+0.0%Fair Value $274.19Fund rank 34/100 · Data gapFallback financials|
SA 35/D
F-Score: 7/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 22% · confianza 25%

FCF escenarios

weak_data · normalized FCF $9.0B · quality 62.0/100

Data gap 34/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 69/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

35/100

D

Piotroski

7/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 10Warnings: 0unknown: 10
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · CILocal privado en este navegador · The Cigna Group
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$72.5B

P/E

2.4x

↓

EV/EBITDA

N/A

•

ROE

14.3%

↑

Gross Margin

N/A

•

Debt/Equity

0.75

↑
52-Week Range$274
$240$339

TradingView lightweight chart

CI price, volumen y niveles de valoración

Último $276.38Periodo +957.1%
Fair value: $274.19

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2016–2025 · 9 años de histórico normalizado

Revenue CAGR

+23.9%

FCF CAGR

+10.0%

FCF margin

3.1%

FCF / Net income

1.41x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $274.88B · net income $5.96B · FCF $8.39B

2016-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

2.2%-2.5% pts

FCF margin

3.1%-5.9% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Income Statement
Revenue$274.88B$274.88B$246.15B$4852.48B$179.36B$174.07B$160.40B$153.57B$48.65B$41.81B$39.84B
Net Income$5.96B$5.96B$3.43B$25.82B$6.70B$5.42B$8.49B$5.12B$2.65B$2.23B$1.84B
EBITDA——$9.48B$171.22B$12.56B$10.86B$10.96B$11.73B$4.86B$4.51B$3.70B
EPS110.90110.9060.6086.9521.4115.7522.9613.4410.548.777.19
Gross Margin——10.2%12.4%12.5%——————
Operating Margin——3.4%-1.8%4.1%4.6%5.1%5.3%8.6%9.4%7.8%
Net Margin2.2%2.2%1.4%0.5%3.7%3.1%5.3%3.3%5.4%5.3%4.6%
Balance Sheet
Debt/Equity0.750.750.780.670.70——————
Current Ratio0.820.82—————————
Cash Flow
Free Cash Flow$8.39B$8.39B$8.96B$10.24B$7.36B——$8.44B$3.24B$3.62B$3.56B
Returns
ROE14.3%14.3%8.4%55.9%15.0%11.5%16.9%11.3%6.4%16.3%—
Valuation
P/E2.432.434.633.6114.14——————
EV/EBITDA——44.512.859.55——————
P/B8.908.909.6910.072.12——————
Growth & Yield
Revenue Growth11.7%11.7%-94.9%2605.4%—8.5%4.5%215.7%16.4%4.9%—
EPS Growth83.0%83.0%-30.3%306.1%—-31.4%70.8%27.5%20.2%22.0%—
Dividend Yield2.3%2.3%—————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-39.7%

fácil

EPS terminal req.

$24.33

Spread vs growth

122.7%

5Y implied EPS CAGR

-23.3%

fácil

EPS terminal req.

$29.44

Spread vs growth

106.3%

10Y implied EPS CAGR

-8.1%

fácil

EPS terminal req.

$47.41

Spread vs growth

91.1%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -10.0%

Total return

-10.0%

Start / end P/E

5.2x → 2.5x

EPS bridge

60.60 → 110.90

Residual

-43.2%

EPS growth+83.0%
Multiple rerating-52.1%
Dividend+2.3%
Residual / FX / buybacks / cross-term-43.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.