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Recent

v0.1
CURV$1.49-6.88%
Fair $1.49+0.0%

CURV

Torrid Holdings Inc.

Consumer Cyclical / Apparel RetailNYSE

$1.49

-0.11 (-6.88%)

Fairly Valued+0.0%Fair Value $1.49Fund rank 52/100 · PassSEC 7/7 yrs|
SA 22/D
F-Score: 2/9
Declining RevenueLow Profitability

FCF base 3Y

$1.45

-1.0% CAGR · yield 9.8%

FCF base 5Y

$1.29

-2.9% base · +9.4% expected

Precio de entrada

$0.52

MOS 29% · confianza 41%

FCF escenarios

modelled · normalized FCF $16.8M · quality 37.3/100

Pass 52/100
Bear 5Y$0.52-19.1%
Base 5Y$1.29-2.9%
Bull 5Y$6.25+33.2%
Return 75/100Downside 22/100Model quality 27/100Data QA 64/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

22/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+9.4%

88/100

Data QA

90/100

SEC 100%

Latest source: sec-companyfactsPeriods: 7Warnings: 2sec-companyfacts: 7
Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists. Revenue has declined for 4 consecutive years ROE is -3.3%, below the 5% threshold
Thesis & Journal · CURVLocal privado en este navegador · Torrid Holdings Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$148M

P/E

N/A

•

EV/EBITDA

6.2x

↓

ROE

-3.3%

↓

Gross Margin

34.8%

↑

Debt/Equity

1.28

↑
52-Week Range$1
$1$6

TradingView lightweight chart

CURV price, volumen y niveles de valoración

Último $1.490Periodo -93.8%
Buy zone: $0.520Bear 5Y: $0.520Fair value: $1.490Base 5Y: $1.290Bull 5Y: $6.250

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2020–2026 · 6 años de histórico normalizado

Revenue CAGR

-0.6%

FCF CAGR

—

FCF margin

-2.2%

FCF / Net income

3.11x

Latest source

SEC-backed

Margin decomposition

Último año: revenue $1.00B · net income $-7.0M · FCF $-21.9M

2020-FY → 2026-FY

Gross margin

34.8%-3.4% pts

Operating margin

2.1%-5.3% pts

Net margin

-0.7%-4.7% pts

FCF margin

-2.2%-9.2% pts
SEC-backed annual metrics active for 2026, 2025, 2024, 2023, 2022, 2021, 2020. Local SEC Companyfacts override Yahoo/FMP for audited annual line items; provider-only fields remain as fallback.
MetricTTM
2026SEC
2025SEC
2024SEC
2023SEC
2022SEC
2021SEC
2020SEC
Income Statement
Revenue$1.00B$1.00B$1.10B$1.15B$1.29B$1.30B$984.2M$1.04B
Net Income$-7.0M$-7.0M$16.3M$11.6M$50.2M$-29.9M$24.5M$41.9M
EBITDA$91.7M$91.7M$135.0M$136.6M$181.1M$82.1M$91.4M$108.2M
EPS-0.07-0.070.150.110.48-0.270.220.38
Gross Margin34.8%34.8%37.5%35.2%35.7%41.4%34.6%38.2%
Operating Margin2.1%2.1%5.2%5.0%7.9%3.5%5.8%7.4%
Net Margin-0.7%-0.7%1.5%1.0%3.9%-2.3%2.5%4.0%
Balance Sheet
Debt/Equity1.281.281.511.441.391.323.24—
Current Ratio0.780.78——————
Cash Flow
Free Cash Flow$-21.9M$-21.9M$63.0M$16.8M$29.9M$103.7M$140.3M$72.8M
Returns
ROE-3.3%-3.3%8.5%5.5%21.8%-11.6%38.8%43.8%
Valuation
P/E——9.8013.363.06—6.683.87
EV/EBITDA6.176.178.117.465.17———
Growth & Yield
Revenue Growth-9.4%-9.4%-4.2%-10.6%-0.7%31.8%-5.1%—
EPS Growth-146.7%-146.7%36.4%-77.1%277.8%-222.7%-42.1%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -71.1%

Total return

-71.1%

Start / end P/E

n/dx → n/dx

EPS bridge

0.15 → -0.07

Residual

-71.1%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-71.1%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.