StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
DLX$24.49+0.82%
Fair $24.49+0.0%

DLX

Deluxe Corporation

Industrials / ConglomeratesNYSE

$24.49

+0.20 (+0.82%)

Fairly Valued+0.0%Fair Value $24.49Fund rank 30/100 · Data gapFallback financials|
SA 48/C
F-Score: 6/9
High Debt

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 24% · confianza 25%

FCF escenarios

weak_data · normalized FCF $100.0M · quality 55.0/100

Data gap 30/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 72/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

48/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 18Warnings: 1unknown: 18
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists. Debt-to-Equity ratio is 2.18, above the 2.0 threshold
Thesis & Journal · DLXLocal privado en este navegador · Deluxe Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.1B

P/E

10.8x

↓

EV/EBITDA

6.7x

↓

ROE

12.1%

↑

Gross Margin

53.0%

↑

Debt/Equity

2.18

↑
52-Week Range$24
$14$32

TradingView lightweight chart

DLX price, volumen y niveles de valoración

Último $24.49Periodo +14.2%
Fair value: $24.49

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2008–2025 · 17 años de histórico normalizado

Revenue CAGR

+2.2%

FCF CAGR

—

FCF margin

8.2%

FCF / Net income

2.14x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $2.13B · net income $82.1M · FCF $175.3M

2008-FY → 2025-FY

Gross margin

53.0%-8.4% pts

Operating margin

12.1%-2.2% pts

Net margin

3.8%-3.1% pts

FCF margin

8.2%— pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Income Statement
Revenue$2.13B$2.13B$2.12B$2.19B$2.24B$2.02B$1.79B$2.01B$2.00B$1.97B$1.85B$1.77B$1.67B$1.58B$1.51B$1.42B$1.40B$1.34B$1.47B
Net Income$82.1M$82.1M$52.8M$26.1M$65.4M$62.6M$5.2M$-223.8M$149.6M$230.2M$229.4M$218.6M$199.8M$186.7M$170.5M$144.6M$152.6M$99.4M$101.6M
EBITDA$379.0M$379.0M$365.3M$335.1M$351.4M$290.9M$151.5M$-62.2M$362.3M$451.8M$458.5M$431.0M$398.5M$382.4M$367.7M$344.4M$355.5M$258.4M—
EPS1.801.801.180.591.501.450.11-5.203.164.724.654.363.963.653.322.802.961.941.97
Gross Margin53.0%53.0%53.1%53.0%53.9%56.3%59.2%59.5%60.4%62.2%63.9%63.9%63.8%64.6%65.4%65.2%65.2%62.4%61.4%
Operating Margin12.1%12.1%10.2%9.4%9.5%7.0%2.3%-9.4%11.6%16.7%19.8%20.0%19.9%20.1%19.9%19.1%20.1%14.2%14.2%
Net Margin3.8%3.8%2.5%1.2%2.9%3.1%0.3%-11.1%7.5%11.7%12.4%12.3%11.9%11.8%11.3%10.2%10.9%7.4%6.9%
Balance Sheet
Debt/Equity2.182.182.522.762.83——1.550.990.70—————————
Current Ratio1.151.15—————————————————
Cash Flow
Free Cash Flow$175.3M$175.3M$100.0M$97.7M$86.9M——————————————
Returns
ROE12.1%12.1%8.5%4.3%10.8%——-39.2%16.3%22.7%26.0%29.3%30.9%33.9%39.4%47.8%67.5%84.8%191.5%
Valuation
P/E10.8410.8419.2134.6812.76——————————————
EV/EBITDA6.756.756.967.437.10——————————————
P/B1.641.641.631.481.37——————————————
Growth & Yield
Revenue Growth0.5%0.5%-3.2%-2.0%—12.9%-10.8%0.5%1.7%6.3%4.3%5.9%5.6%4.6%6.9%1.1%4.3%-8.5%—
EPS Growth52.5%52.5%100.0%-60.7%—1218.2%102.1%-264.6%-33.1%1.5%6.7%10.1%8.5%9.9%18.6%-5.4%52.6%-1.5%—
Dividend Yield4.9%4.9%—————————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

6.5%

razonable

EPS terminal req.

$2.17

Spread vs growth

46.1%

5Y implied EPS CAGR

7.9%

razonable

EPS terminal req.

$2.63

Spread vs growth

44.7%

10Y implied EPS CAGR

8.9%

razonable

EPS terminal req.

$4.23

Spread vs growth

43.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +76.6%

Total return

+76.6%

Start / end P/E

12.1x → 13.6x

EPS bridge

1.18 → 1.80

Residual

+6.6%

EPS growth+52.5%
Multiple rerating+12.5%
Dividend+4.9%
Residual / FX / buybacks / cross-term+6.6%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.