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v0.1
EVER$19.95+3.69%
Fair $19.95+0.0%

EVER

EverQuote, Inc.

Communication Services / Internet Content & InformationNasdaqGM

$19.95

+0.71 (+3.69%)

Fairly Valued+0.0%Fair Value $19.95Fund rank 29/100 · Data gapFallback financials|
SA 60/B
F-Score: 5/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 33% · confianza 25%

FCF escenarios

weak_data · normalized FCF $62.5M · quality 52.3/100

Data gap 29/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 24/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

60/100

B

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 9Warnings: 0unknown: 9
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · EVERLocal privado en este navegador · EverQuote, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$706M

P/E

6.8x

↓

EV/EBITDA

7.9x

↑

ROE

41.7%

↑

Gross Margin

97.2%

↑

Debt/Equity

0.01

↓
52-Week Range$20
$14$29

TradingView lightweight chart

EVER price, volumen y niveles de valoración

Último $19.95Periodo +10.7%
Fair value: $19.95

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2017–2025 · 8 años de histórico normalizado

Revenue CAGR

+23.7%

FCF CAGR

—

FCF margin

13.0%

FCF / Net income

0.91x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $692.5M · net income $99.3M · FCF $90.3M

2017-FY → 2025-FY

Gross margin

97.2%— pts

Operating margin

9.6%+13.3% pts

Net margin

14.3%+18.4% pts

FCF margin

13.0%— pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
Income Statement
Revenue$692.5M$692.5M$500.2M$287.9M$404.1M$418.5M$346.9M$248.8M$163.3M$126.2M
Net Income$99.3M$99.3M$32.2M$-51.3M$-24.4M$-19.4M$-11.2M$-7.1M$-13.8M$-5.1M
EBITDA$70.4M$70.4M$37.4M$-22.4M$-23.1M$-16.9M$-8.3M$-5.9M$-12.6M$-3.3M
EPS——0.88-1.54-0.77-0.67-0.41-0.28——
Gross Margin97.2%97.2%95.8%92.2%94.1%—————
Operating Margin9.6%9.6%6.3%-9.9%-7.2%-5.2%-3.4%-3.2%-8.5%-3.7%
Net Margin14.3%14.3%6.4%-17.8%-6.0%-4.6%-3.2%-2.9%-8.4%-4.0%
Balance Sheet
Debt/Equity0.010.010.030.030.06————-0.08
Current Ratio3.143.14————————
Cash Flow
Free Cash Flow$90.3M$90.3M$62.5M$-6.7M$-20.1M—————
Returns
ROE41.7%41.7%23.8%-63.4%-22.7%-22.8%-15.8%-13.7%-31.9%10.0%
Valuation
P/E6.816.8122.73———————
EV/EBITDA7.887.8816.95———————
P/B3.043.045.414.704.55—————
Growth & Yield
Revenue Growth38.5%38.5%73.7%-28.8%—20.6%39.4%52.3%29.4%—
EPS Growth——157.1%-100.0%—-63.4%-46.4%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -13.4%

Total return

-13.4%

Start / end P/E

n/dx → n/dx

EPS bridge

0.88 → n/d

Residual

-13.4%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-13.4%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.