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FIA1S.HE$4.35+2.64%
Fair $4.35+0.0%

FIA1S.HE

Finnair Oyj

Industrials / AirlinesHelsinki

$4.35

+0.11 (+2.64%)

Fairly Valued+0.0%Fair Value $4.35Fund rank 30/100 · Data gapFallback financials|
SA 51/C
F-Score: 5/9
High DebtLow Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 25% · confianza 25%

FCF escenarios

weak_data · normalized FCF $192.9M · quality 49.3/100

Data gap 30/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 68/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

51/100

C

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. Debt-to-Equity ratio is 2.80, above the 2.0 threshold ROE is 2.9%, below the 5% threshold
Thesis & Journal · FIA1S.HELocal privado en este navegador · Finnair Oyj
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$892M

P/E

14.5x

↓

EV/EBITDA

4.8x

↓

ROE

2.9%

↓

Gross Margin

9.2%

↓

Debt/Equity

2.80

↑
52-Week Range$4
$3$4

TradingView lightweight chart

FIA1S.HE price, volumen y niveles de valoración

Último $4.352Periodo -65.5%
Fair value: $4.352

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+9.6%

FCF CAGR

+4.1%

FCF margin

6.2%

FCF / Net income

10.48x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $3.11B · net income $18.4M · FCF $192.9M

2022-FY → 2025-FY

Gross margin

9.2%+11.8% pts

Operating margin

2.1%+10.6% pts

Net margin

0.6%+20.8% pts

FCF margin

6.2%-1.0% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$3.11B$3.11B$3.05B$2.99B$2.36B
Net Income$18.4M$18.4M$37.0M$254.3M$-476.2M
EBITDA$442.5M$442.5M$472.7M$568.4M$54.6M
EPS0.090.090.182.19-6.00
Gross Margin9.2%9.2%10.9%12.5%-2.6%
Operating Margin2.1%2.1%3.8%6.9%-8.5%
Net Margin0.6%0.6%1.2%8.5%-20.2%
Balance Sheet
Debt/Equity2.802.802.973.516.40
Current Ratio1.191.19———
Cash Flow
Free Cash Flow$192.9M$192.9M$379.1M$68.1M$171.0M
Returns
ROE2.9%2.9%5.9%44.1%-115.9%
Valuation
P/E14.5114.5113.011.77—
EV/EBITDA4.854.854.503.9744.71
P/B1.401.400.760.651.46
Growth & Yield
Revenue Growth1.9%1.9%2.0%26.8%—
EPS Growth-50.0%-50.0%-91.8%136.5%—
Dividend Yield2.4%2.4%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

62.5%

muy exigente

EPS terminal req.

$0.39

Spread vs growth

-112.5%

5Y implied EPS CAGR

39.0%

muy exigente

EPS terminal req.

$0.47

Spread vs growth

-89.0%

10Y implied EPS CAGR

23.7%

exigente

EPS terminal req.

$0.75

Spread vs growth

-73.7%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +50.1%

Total return

+50.1%

Start / end P/E

16.4x → 48.4x

EPS bridge

0.18 → 0.09

Residual

-97.7%

EPS growth-50.0%
Multiple rerating+195.5%
Dividend+2.4%
Residual / FX / buybacks / cross-term-97.7%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.