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KFINTECH.NS$845.55-1.42%
Fair $845.55+0.0%

KFINTECH.NS

KFin Technologies Limited

Technology / Software - ApplicationNSE

$845.55

-12.20 (-1.42%)

Fairly Valued+0.0%Fair Value $845.55Fund rank 38/100 · Data gapFallback financials|
SA 54/C
F-Score: 8/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 23% · confianza 25%

FCF escenarios

weak_data · normalized FCF $2.0B · quality 82.0/100

Data gap 38/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 87/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

54/100

C

Piotroski

8/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · KFINTECH.NSLocal privado en este navegador · KFin Technologies Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$146.0B

P/E

42.1x

↑

EV/EBITDA

28.3x

↑

ROE

23.6%

↑

Gross Margin

65.7%

↑

Debt/Equity

0.03

↓
52-Week Range$846
$785$1389

TradingView lightweight chart

KFINTECH.NS price, volumen y niveles de valoración

Último $845.55Periodo +132.4%
Fair value: $845.55

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+20.0%

FCF CAGR

+19.2%

FCF margin

29.3%

FCF / Net income

0.94x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $10.66B · net income $3.33B · FCF $3.13B

2022-FY → 2025-FY

Gross margin

65.7%-0.7% pts

Operating margin

39.4%-1.7% pts

Net margin

31.2%+7.1% pts

FCF margin

29.3%-0.6% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$10.66B$10.66B$8.11B$6.93B$6.17B
Net Income$3.33B$3.33B$2.46B$1.96B$1.49B
EBITDA$5.17B$5.17B$3.89B$3.16B$2.94B
EPS19.2719.2714.3411.528.79
Gross Margin65.7%65.7%63.5%62.2%66.4%
Operating Margin39.4%39.4%39.9%36.5%41.1%
Net Margin31.2%31.2%30.4%28.2%24.1%
Balance Sheet
Debt/Equity0.030.030.040.180.25
Current Ratio3.303.30———
Cash Flow
Free Cash Flow$3.13B$3.13B$2.04B$1.53B$1.85B
Returns
ROE23.6%23.6%21.6%22.5%23.1%
Valuation
P/E42.1342.1345.1824.83—
EV/EBITDA28.2928.2928.5815.70—
P/B10.3710.379.745.59—
Growth & Yield
Revenue Growth31.5%31.5%16.9%12.5%—
EPS Growth34.4%34.4%24.5%31.0%—
Dividend Yield0.9%0.9%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

57.3%

muy exigente

EPS terminal req.

$75.03

Spread vs growth

-22.9%

5Y implied EPS CAGR

36.3%

muy exigente

EPS terminal req.

$90.78

Spread vs growth

-2.0%

10Y implied EPS CAGR

22.5%

exigente

EPS terminal req.

$146.21

Spread vs growth

11.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -20.8%

Total return

-20.8%

Start / end P/E

75.3x → 43.9x

EPS bridge

14.34 → 19.27

Residual

-14.3%

EPS growth+34.4%
Multiple rerating-41.7%
Dividend+0.9%
Residual / FX / buybacks / cross-term-14.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.