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MFA$9.51+1.12%
Fair $9.51+0.0%

MFA

MFA Financial, Inc.

Real Estate / REIT - MortgageNYSE

$9.51

+0.11 (+1.12%)

Fairly Valued+0.0%Fair Value $9.51Fund rank 23/100 · Data gapFallback financials|
SA 30/D
F-Score: 5/9
High Debt

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

FCF escenarios

weak_data · normalized FCF n/d · quality 26.0/100

Data gap 23/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 44/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

30/100

D

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 18Warnings: 1unknown: 18
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific NAV/AFFO model required: REIT/real-estate targets are disabled until FFO/AFFO/NAV/cap-rate data exists. REIT NAV/AFFO valuation requires positive AFFO/share history or TTM AFFO/share; generic FCF remains disabled. Debt-to-Equity ratio is 3.61, above the 2.0 threshold
Thesis & Journal · MFALocal privado en este navegador · MFA Financial, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$970M

P/E

10.8x

↓

EV/EBITDA

N/A

•

ROE

9.7%

↑

Gross Margin

N/A

•

Debt/Equity

3.61

↑
52-Week Range$10
$9$11

TradingView lightweight chart

MFA price, volumen y niveles de valoración

Último $9.505Periodo -48.6%
Fair value: $9.505

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2008–2025 · 17 años de histórico normalizado

Revenue CAGR

-3.3%

FCF CAGR

—

FCF margin

25.5%

FCF / Net income

0.43x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $298.6M · net income $176.8M · FCF $76.2M

2008-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

59.2%+50.5% pts

FCF margin

25.5%— pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Income Statement
Revenue$298.6M$298.6M$252.9M$205.5M$-84.6M$362.3M$432.8M$695.9M$455.7M$433.4M$457.4M$492.1M$463.8M$482.9M$499.2M$496.7M$391.3M$505.6M$527.5M
Net Income$176.8M$176.8M$119.3M$80.2M$-231.6M$328.9M$-679.4M$378.1M$301.8M$322.4M$312.7M$313.2M$313.5M$302.7M$306.8M$316.4M$269.8M$268.2M$45.8M
EPS1.301.300.820.46-2.572.63-6.283.162.723.16——————3.724.240.84
Net Margin59.2%59.2%47.2%39.0%273.8%90.8%-157.0%54.3%66.2%74.4%68.4%63.6%67.6%62.7%61.5%63.7%68.9%53.0%8.7%
Balance Sheet
Debt/Equity3.613.613.272.631.83——————————————
Current Ratio33.5133.51—————————————————
Cash Flow
Free Cash Flow$76.2M$76.2M$200.1M$108.7M$355.3M$125.8M$33.5M$213.9M$146.7M$175.6M—————————
Returns
ROE9.7%9.7%6.5%4.2%-11.6%12.9%-26.9%11.2%8.8%9.9%10.3%10.6%9.8%9.6%9.3%12.7%12.0%12.4%—
Valuation
P/E10.8010.8012.6124.20———————————————
P/B0.540.540.590.610.54——————————————
Growth & Yield
Revenue Growth18.1%18.1%23.1%342.9%—-16.3%-37.8%52.7%5.1%-5.2%-7.0%6.1%-4.0%-3.2%0.5%26.9%-22.6%-4.2%—
EPS Growth58.5%58.5%78.3%117.9%—141.9%-298.7%16.2%-13.9%———————-12.3%404.8%—
Dividend Yield15.3%15.3%—————————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-13.4%

fácil

EPS terminal req.

$0.84

Spread vs growth

72.0%

5Y implied EPS CAGR

-4.7%

fácil

EPS terminal req.

$1.02

Spread vs growth

63.3%

10Y implied EPS CAGR

2.4%

fácil

EPS terminal req.

$1.64

Spread vs growth

56.2%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +18.3%

Total return

+18.3%

Start / end P/E

11.3x → 7.3x

EPS bridge

0.82 → 1.30

Residual

-20.5%

EPS growth+58.5%
Multiple rerating-35.0%
Dividend+15.3%
Residual / FX / buybacks / cross-term-20.5%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.