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MONY.L$181.30+1.17%
Fair $181.30+0.0%

MONY.L

MONY Group plc

Communication Services / Internet Content & InformationLSE

$181.30

+2.10 (+1.17%)

Fairly Valued+0.0%Fair Value $181.30Fund rank 40/100 · Data gapFallback financials|
SA 46/C
F-Score: 6/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 22% · confianza 25%

FCF escenarios

weak_data · normalized FCF $98.1M · quality 87.3/100

Data gap 40/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 95/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

46/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · MONY.LLocal privado en este navegador · MONY Group plc
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$939M

P/E

12.1x

↓

EV/EBITDA

703.9x

↑

ROE

35.8%

↑

Gross Margin

64.4%

↑

Debt/Equity

0.15

↓
52-Week Range$181
$140$225

TradingView lightweight chart

MONY.L price, volumen y niveles de valoración

Último $181.30Periodo +14.7%
Fair value: $181.30

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+4.8%

FCF CAGR

+1.8%

FCF margin

22.0%

FCF / Net income

1.21x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $446.3M · net income $81.2M · FCF $98.1M

2022-FY → 2025-FY

Gross margin

64.4%-3.4% pts

Operating margin

26.3%+3.3% pts

Net margin

18.2%+0.6% pts

FCF margin

22.0%-2.0% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$446.3M$446.3M$439.2M$432.1M$387.6M
Net Income$81.2M$81.2M$80.6M$72.7M$68.3M
EBITDA$137.3M$137.3M$139.0M$131.9M$115.5M
EPS0.150.150.150.140.13
Gross Margin64.4%64.4%66.2%67.7%67.7%
Operating Margin26.3%26.3%25.8%22.5%23.0%
Net Margin18.2%18.2%18.4%16.8%17.6%
Balance Sheet
Debt/Equity0.150.150.150.280.35
Current Ratio1.181.18———
Cash Flow
Free Cash Flow$98.1M$98.1M$101.5M$91.2M$93.0M
Returns
ROE35.8%35.8%33.6%33.0%32.7%
Valuation
P/E12.0912.091293.291997.041574.02
EV/EBITDA703.91703.91748.571102.24933.18
P/B426.64426.64434.04659.14516.18
Growth & Yield
Revenue Growth1.6%1.6%1.6%11.5%—
EPS Growth2.0%2.0%10.4%6.3%—
Dividend Yield7.0%7.0%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

373.0%

muy exigente

EPS terminal req.

$16.09

Spread vs growth

-371.0%

5Y implied EPS CAGR

163.9%

muy exigente

EPS terminal req.

$19.47

Spread vs growth

-161.9%

10Y implied EPS CAGR

70.4%

muy exigente

EPS terminal req.

$31.35

Spread vs growth

-68.4%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -8.2%

Total return

-8.2%

Start / end P/E

1436.2x → 1192.8x

EPS bridge

0.15 → 0.15

Residual

-0.3%

EPS growth+2.0%
Multiple rerating-17.0%
Dividend+7.0%
Residual / FX / buybacks / cross-term-0.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.