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Recent

v0.1
NSP$36.68-0.24%
Fair $36.68+0.0%

NSP

Insperity, Inc.

Industrials / Staffing & Employment ServicesNYSE

$36.68

-0.09 (-0.24%)

Fairly Valued+0.0%Fair Value $36.68Fund rank 24/100 · Data gapFallback financials|
SA 25/D
F-Score: 1/9
High DebtMargin CompressionLow Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 32% · confianza 24%

FCF escenarios

weak_data · normalized FCF $158.0M · quality 25.3/100

Data gap 24/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 37/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

25/100

D

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 18Warnings: 3unknown: 18
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. Debt-to-Equity ratio is 9.46, above the 2.0 threshold Operating margin has declined for 3 consecutive years ROE is -15.2%, below the 5% threshold
Thesis & Journal · NSPLocal privado en este navegador · Insperity, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.4B

P/E

N/A

•

EV/EBITDA

18.3x

↑

ROE

-15.2%

↓

Gross Margin

13.2%

↓

Debt/Equity

9.46

↑
52-Week Range$37
$19$65

TradingView lightweight chart

NSP price, volumen y niveles de valoración

Último $36.68Periodo +385.0%
Fair value: $36.68

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2008–2025 · 17 años de histórico normalizado

Revenue CAGR

+8.4%

FCF CAGR

—

FCF margin

-4.5%

FCF / Net income

44.14x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $6.81B · net income $-7.0M · FCF $-309.0M

2008-FY → 2025-FY

Gross margin

13.2%-6.7% pts

Operating margin

-0.1%-3.9% pts

Net margin

-0.1%-2.8% pts

FCF margin

-4.5%-9.8% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Income Statement
Revenue$6.81B$6.81B$6.58B$6.49B$5.94B$4.97B$4.29B$4.31B$3.83B$3.30B$2.94B$2.60B$2.36B$2.26B$2.16B$1.98B$1.72B$1.65B$1.72B
Net Income$-7.0M$-7.0M$91.0M$171.0M$179.0M$124.1M$138.2M$151.1M$135.4M$84.4M$66.0M$39.4M$28.0M$32.0M$40.4M$30.5M$22.4M$16.6M$45.8M
EBITDA$65.0M$65.0M$198.0M$295.0M$300.0M$211.9M$225.9M$215.4M$201.9M$148.1M$123.0M$84.3M$68.9M$77.3M$85.7M$72.5M$52.0M$43.6M$80.5M
EPS-0.19-0.192.424.474.643.183.543.703.222.011.540.790.530.630.780.580.430.330.88
Gross Margin13.2%13.2%16.0%16.0%17.0%16.5%18.8%17.0%17.8%17.4%16.7%16.8%17.1%17.4%17.7%17.8%17.4%17.4%19.9%
Operating Margin-0.1%-0.1%1.8%3.4%4.2%3.5%4.5%4.3%4.7%3.9%3.6%2.5%2.0%2.5%3.1%2.9%2.2%1.6%3.8%
Net Margin-0.1%-0.1%1.4%2.6%3.0%2.5%3.2%3.5%3.5%2.6%2.2%1.5%1.2%1.4%1.9%1.5%1.3%1.0%2.7%
Balance Sheet
Debt/Equity9.469.464.484.545.23-184.708.3766.051.861.571.720.00———————
Current Ratio1.091.09—————————————————
Cash Flow
Free Cash Flow$-309.0M$-309.0M$482.0M$158.0M$317.0M$227.3M$248.2M$148.8M$149.2M$179.9M$111.4M$47.2M$122.6M$23.1M$73.2M$42.5M$72.1M$-7.2M$91.1M
Returns
ROE-15.2%-15.2%93.8%181.9%220.2%-6204.0%313.2%3704.3%174.3%127.3%109.0%22.8%13.7%12.6%16.8%12.4%9.3%7.4%22.0%
Valuation
P/E——32.4325.7624.40——————————————
EV/EBITDA18.2618.2611.8514.0713.56——————————————
P/B30.3030.3030.4246.9753.84——————————————
Growth & Yield
Revenue Growth3.5%3.5%1.5%9.2%—16.0%-0.6%12.7%16.0%12.2%13.0%10.4%4.5%4.5%9.2%14.9%4.0%-4.1%—
EPS Growth-107.9%-107.9%-45.9%-3.7%—-10.2%-4.3%14.9%60.2%30.5%94.9%50.5%-16.0%-19.9%34.5%34.9%32.3%-63.1%—
Dividend Yield6.5%6.5%—————————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -36.2%

Total return

-36.2%

Start / end P/E

n/dx → n/dx

EPS bridge

2.42 → -0.19

Residual

-42.7%

EPS growthn/d
Multiple reratingn/d
Dividend+6.5%
Residual / FX / buybacks / cross-term-42.7%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.