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v0.1
PHM$117.70-0.41%
Fair $117.70+0.0%

PHM

PulteGroup, Inc.

Consumer Cyclical / Residential ConstructionNYSE

$117.70

-0.48 (-0.41%)

Fairly Valued+0.0%Fair Value $117.70Fund rank 34/100 · Data gapFallback financials|
SA 53/C
F-Score: 3/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 23% · confianza 25%

FCF escenarios

weak_data · normalized FCF $1.7B · quality 71.3/100

Data gap 34/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 65/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

53/100

C

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 18Warnings: 0unknown: 18
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · PHMLocal privado en este navegador · PulteGroup, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$22.4B

P/E

11.4x

↓

EV/EBITDA

7.9x

↓

ROE

17.1%

↑

Gross Margin

26.4%

↓

Debt/Equity

0.18

↓
52-Week Range$118
$95$145

TradingView lightweight chart

PHM price, volumen y niveles de valoración

Último $117.70Periodo +2128.6%
Fair value: $117.70

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2008–2025 · 17 años de histórico normalizado

Revenue CAGR

+6.2%

FCF CAGR

+2.2%

FCF margin

10.1%

FCF / Net income

0.79x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $17.31B · net income $2.22B · FCF $1.75B

2008-FY → 2025-FY

Gross margin

26.4%— pts

Operating margin

17.2%— pts

Net margin

12.8%+36.3% pts

FCF margin

10.1%-9.1% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Income Statement
Revenue$17.31B$17.31B$17.95B$16.06B$16.00B$13.74B$11.04B$10.21B$10.19B$8.58B$7.68B$5.98B$5.82B$5.68B$4.82B$4.14B$4.57B$4.08B$6.26B
Net Income$2.22B$2.22B$3.08B$2.60B$2.62B$1.95B$1.41B$1.02B$1.02B$447.2M$602.7M$494.1M$474.3M$2.62B$206.1M$-210.4M$-1.10B$-1.18B$-1.47B
EBITDA$3.02B$3.02B$4.10B$3.53B$3.51B——————————————
EPS11.1211.1214.6911.7211.017.435.183.663.551.441.751.361.266.720.54-0.55-2.90-3.94-5.81
Gross Margin26.4%26.4%29.1%29.4%30.2%——————————————
Operating Margin17.2%17.2%21.7%21.1%21.5%——————————————
Net Margin12.8%12.8%17.2%16.2%16.4%14.2%12.7%10.0%10.0%5.2%7.9%8.3%8.1%46.1%4.3%-5.1%-24.0%-29.0%-23.5%
Balance Sheet
Debt/Equity0.180.180.190.250.310.01—————————————
Current Ratio7.147.14—————————————————
Cash Flow
Free Cash Flow$1.75B$1.75B$1.56B$2.10B$555.8M$931.2M$1.73B$1.02B$1.39B$631.0M$29.0M$-383.0M$259.1M$852.2M$746.2M$-4.0M$576.9M$690.1M$1.20B
Returns
ROE17.1%17.1%25.4%25.1%29.4%26.0%21.4%18.6%21.2%10.8%12.9%10.4%9.9%56.4%9.4%-10.9%-51.4%-37.0%-51.9%
Valuation
P/E11.3711.377.498.664.39——————————————
EV/EBITDA7.877.875.796.573.73——————————————
P/B1.811.811.902.161.28——————————————
Growth & Yield
Revenue Growth-3.5%-3.5%11.7%0.4%—24.5%8.1%0.2%18.8%11.7%28.3%2.7%2.5%17.8%16.5%-9.5%11.9%-34.8%—
EPS Growth-24.3%-24.3%25.3%6.4%—43.4%41.5%3.1%146.5%-17.7%28.7%7.9%-81.3%1144.4%198.2%81.0%26.4%32.2%—
Dividend Yield0.9%0.9%—————————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-2.1%

fácil

EPS terminal req.

$10.44

Spread vs growth

-22.2%

5Y implied EPS CAGR

2.6%

fácil

EPS terminal req.

$12.64

Spread vs growth

-26.9%

10Y implied EPS CAGR

6.2%

razonable

EPS terminal req.

$20.35

Spread vs growth

-30.5%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +20.9%

Total return

+20.9%

Start / end P/E

6.7x → 10.6x

EPS bridge

14.69 → 11.12

Residual

-14.2%

EPS growth-24.3%
Multiple rerating+58.6%
Dividend+0.9%
Residual / FX / buybacks / cross-term-14.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.