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Financial Analysis

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Recent

v0.1
PRG$35.52+0.00%
Fair $35.52+0.0%

PRG

PROG Holdings, Inc.

Industrials / Rental & Leasing ServicesNYSE

$35.52

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $35.52Fund rank 34/100 · Data gapFallback financials|
SA 24/D
F-Score: 4/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 24% · confianza 25%

FCF escenarios

weak_data · normalized FCF $194.6M · quality 70.0/100

Data gap 34/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 74/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

24/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 8Warnings: 0unknown: 8
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists.
Thesis & Journal · PRGLocal privado en este navegador · PROG Holdings, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.4B

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

19.7%

↑

Gross Margin

N/A

•

Debt/Equity

0.80

↑
No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2018–2025 · 7 años de histórico normalizado

Revenue CAGR

+2.4%

FCF CAGR

+2.3%

FCF margin

13.5%

FCF / Net income

2.21x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $2.41B · net income $146.8M · FCF $324.9M

2018-FY → 2025-FY

Gross margin

—— pts

Operating margin

8.6%+0.9% pts

Net margin

6.1%-3.5% pts

FCF margin

13.5%-0.1% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
Income Statement
Revenue$2.41B$2.41B$2.40B$2.34B$2.60B$2.68B$2.48B$2.16B$2.04B
Net Income$146.8M$146.8M$197.2M$138.8M$98.7M$243.6M$-61.5M$31.5M$196.2M
EBITDA$230.8M$230.8M$221.1M$250.0M$219.5M————
EPS3.593.594.532.981.903.67-0.900.472.78
Operating Margin8.6%8.6%8.1%9.3%7.1%12.5%10.9%1.3%7.7%
Net Margin6.1%6.1%8.2%5.9%3.8%9.1%-2.5%1.5%9.6%
Balance Sheet
Debt/Equity0.800.800.991.001.040.870.05——
Cash Flow
Free Cash Flow$324.9M$324.9M$130.2M$194.6M$232.8M$236.4M$391.6M$224.2M$277.7M
Returns
ROE19.7%19.7%30.3%23.5%17.3%35.8%-6.2%1.8%11.1%
Growth & Yield
Revenue Growth0.4%0.4%2.6%-9.9%-3.0%7.8%14.9%6.2%—
EPS Growth-20.8%-20.8%52.0%56.8%-48.2%507.8%-291.5%-83.1%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-4.2%

fácil

EPS terminal req.

$3.15

Spread vs growth

-16.5%

5Y implied EPS CAGR

1.2%

fácil

EPS terminal req.

$3.81

Spread vs growth

-22.0%

10Y implied EPS CAGR

5.5%

razonable

EPS terminal req.

$6.14

Spread vs growth

-26.3%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · available periodreconcilia total n/d
Return attribution requires positive start and end prices.

Unavailable: positive start/end prices are required.