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v0.1
PYS.NZ$0.24+4.26%
Fair $0.24+0.0%

PYS.NZ

PaySauce Limited

Technology / Software - ApplicationNZSE

$0.24

+0.01 (+4.26%)

Fairly Valued+0.0%Fair Value $0.24Fund rank 31/100 · Data gapFallback financials|
SA 48/C
F-Score: 3/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 24% · confianza 25%

FCF escenarios

weak_data · normalized FCF $4.4M · quality 58.7/100

Data gap 31/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 54/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

48/100

C

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · PYS.NZLocal privado en este navegador · PaySauce Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$40M

P/E

51.0x

↑

EV/EBITDA

17.5x

↑

ROE

16.3%

↑

Gross Margin

100.0%

↑

Debt/Equity

0.06

↓
52-Week Range$0
$0$0

TradingView lightweight chart

PYS.NZ price, volumen y niveles de valoración

Último $0.245Periodo -99.5%
Fair value: $0.245

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+25.5%

FCF CAGR

-8.2%

FCF margin

76.4%

FCF / Net income

7.09x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $6.3M · net income $681000.0 · FCF $4.8M

2022-FY → 2025-FY

Gross margin

100.0%+0.0% pts

Operating margin

-33.0%+16.9% pts

Net margin

10.8%+50.9% pts

FCF margin

76.4%-118.7% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$6.3M$6.3M$5.4M$4.7M$3.2M
Net Income$681000.00$681000.00$1.2M$-558000.00$-1.3M
EBITDA$1.3M$1.3M$912000.00$-23000.00$-1.2M
EPS0.000.000.01-0.00-0.01
Gross Margin100.0%100.0%100.0%100.0%100.0%
Operating Margin-33.0%-33.0%-34.1%-35.9%-49.9%
Net Margin10.8%10.8%22.9%-12.0%-40.1%
Balance Sheet
Debt/Equity0.060.060.280.630.04
Current Ratio0.860.86———
Cash Flow
Free Cash Flow$4.8M$4.8M$1.5M$4.4M$6.2M
Returns
ROE16.3%16.3%40.5%-40.0%-76.9%
Valuation
P/E51.0451.0427.27——
EV/EBITDA17.4917.4927.29——
P/B8.348.3411.0226.7922.79
Growth & Yield
Revenue Growth17.7%17.7%15.3%45.7%—
EPS Growth-45.5%-45.5%320.0%57.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

65.5%

muy exigente

EPS terminal req.

$0.02

Spread vs growth

-110.9%

5Y implied EPS CAGR

40.5%

muy exigente

EPS terminal req.

$0.03

Spread vs growth

-86.0%

10Y implied EPS CAGR

24.3%

exigente

EPS terminal req.

$0.04

Spread vs growth

-69.8%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +52.2%

Total return

+52.2%

Start / end P/E

18.3x → 51.0x

EPS bridge

0.01 → 0.00

Residual

-81.4%

EPS growth-45.5%
Multiple rerating+179.0%
Dividend+0.0%
Residual / FX / buybacks / cross-term-81.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.