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Recent

v0.1
RC$1.67-6.18%
Fair $1.67+0.0%

RC

Ready Capital Corporation

Real Estate / REIT - MortgageNYSE

$1.67

-0.11 (-6.18%)

Fairly Valued+0.0%Fair Value $1.67Fund rank 22/100 · Data gapFallback financials|
SA 19/F
F-Score: 5/9
High DebtDeclining RevenueLow Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

FCF escenarios

weak_data · normalized FCF n/d · quality 43.0/100

Data gap 22/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 33/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

19/100

F

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 14Warnings: 3unknown: 14
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific NAV/AFFO model required: REIT/real-estate targets are disabled until FFO/AFFO/NAV/cap-rate data exists. REIT NAV/AFFO valuation requires positive AFFO/share history or TTM AFFO/share; generic FCF remains disabled. Debt-to-Equity ratio is 2.28, above the 2.0 threshold Revenue has declined for 2 consecutive years ROE is -14.8%, below the 5% threshold
Thesis & Journal · RCLocal privado en este navegador · Ready Capital Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$276M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-14.8%

↓

Gross Margin

N/A

•

Debt/Equity

2.28

↑
52-Week Range$2
$2$5

TradingView lightweight chart

RC price, volumen y niveles de valoración

Último $1.670Periodo -91.6%
Fair value: $1.670

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2012–2025 · 13 años de histórico normalizado

Revenue CAGR

—

FCF CAGR

—

FCF margin

-1823.2%

FCF / Net income

-1.89x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $-23.7M · net income $-228.9M · FCF $432.1M

2012-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

965.8%— pts

FCF margin

-1823.2%— pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Income Statement
Revenue$-23.7M$-23.7M$49.3M$397.8M$383.3M$395.2M$258.6M$229.9M$169.5M$138.3M$137.0M$149.0M$92.9M——
Net Income$-228.9M$-228.9M$-435.8M$339.5M$194.3M$160.0M$44.9M$73.0M$59.3M$43.3M$49.2M$40.4M$29.3M$7.6M$20.3M
EPS-1.44-1.44-2.632.221.662.160.811.721.841.381.851.593.080.927.13
Net Margin965.8%965.8%-883.4%85.3%50.7%40.5%17.3%31.7%35.0%31.3%35.9%27.1%31.6%——
Balance Sheet
Debt/Equity2.282.283.282.853.730.700.540.530.62——————
Current Ratio4.964.96—————————————
Cash Flow
Free Cash Flow$432.1M$432.1M$274.8M$51.1M$359.1M——————————
Returns
ROE-14.8%-14.8%-23.7%13.4%10.8%12.5%5.5%8.8%10.9%8.1%9.6%9.2%16.9%4.7%45.0%
Valuation
P/E———4.456.86——————————
P/B0.180.180.640.580.74——————————
Growth & Yield
Revenue Growth-148.0%-148.0%-87.6%3.8%—52.8%12.5%35.6%22.6%0.9%-8.0%60.3%———
EPS Growth45.2%45.2%-218.5%33.7%—166.7%-52.9%-6.5%33.3%-25.4%16.4%-48.4%234.8%-87.1%—
Dividend Yield2.4%2.4%—————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -60.2%

Total return

-60.2%

Start / end P/E

n/dx → n/dx

EPS bridge

-2.63 → -1.44

Residual

-62.6%

EPS growthn/d
Multiple reratingn/d
Dividend+2.4%
Residual / FX / buybacks / cross-term-62.6%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.