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Financial Analysis

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Recent

v0.1
RPAY$3.57+0.00%
Fair $3.57+0.0%

RPAY

Repay Holdings Corporation

Technology / Software - InfrastructureNasdaqCM

$3.57

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $3.57Fund rank 31/100 · Data gapFallback financials|
SA 12/F
F-Score: 4/9
Low Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 23% · confianza 25%

FCF escenarios

weak_data · normalized FCF $102.9M · quality 64.7/100

Data gap 31/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 62/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

12/100

F

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 9Warnings: 1unknown: 9
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists. ROE is -53.0%, below the 5% threshold
Thesis & Journal · RPAYLocal privado en este navegador · Repay Holdings Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$314M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-53.0%

↓

Gross Margin

75.0%

↑

Debt/Equity

0.58

↑
No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2017–2025 · 8 años de histórico normalizado

Revenue CAGR

+16.1%

FCF CAGR

+20.3%

FCF margin

29.4%

FCF / Net income

-0.35x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $309.3M · net income $-256.7M · FCF $90.8M

2017-FY → 2025-FY

Gross margin

75.0%— pts

Operating margin

-82.4%-99.8% pts

Net margin

-83.0%-93.1% pts

FCF margin

29.4%+7.3% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
Income Statement
Revenue$309.3M$309.3M$313.0M$296.6M$279.2M$219.3M$155.0M$104.6M$130.0M$94.0M
Net Income$-256.7M$-256.7M$-10.2M$-110.5M$12.8M$-50.1M$-105.6M—$10.5M$9.4M
EBITDA$-152.7M$-152.7M$95.9M$-7.6M$60.5M$35.7M$28.8M$-18.2M$27.0M$23.8M
EPS-3.00-3.00-0.11-1.230.12-0.60-2.02———
Gross Margin75.0%75.0%77.1%76.5%76.8%74.7%73.3%———
Operating Margin-82.4%-82.4%-2.5%-37.6%-16.9%-24.6%-20.6%-46.1%12.8%17.4%
Net Margin-83.0%-83.0%-3.2%-37.2%4.6%-22.8%-68.1%—8.1%10.1%
Balance Sheet
Debt/Equity0.580.580.650.530.500.510.490.9717.86—
Cash Flow
Free Cash Flow$90.8M$90.8M$149.1M$102.9M$71.0M$50.5M$27.5M—$23.3M$20.7M
Returns
ROE-53.0%-53.0%-1.3%-13.6%1.4%-5.7%-20.7%—210.7%47887.7%
Growth & Yield
Revenue Growth-1.2%-1.2%5.5%6.2%27.4%41.4%48.2%-19.5%38.4%—
EPS Growth-2627.3%-2627.3%91.1%-1125.0%120.0%70.3%————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · available periodreconcilia total n/d
Return attribution requires positive start and end prices.

Unavailable: positive start/end prices are required.