StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
SDA$0.98+20.71%
Fair $0.98+0.0%

SDA

SunCar Technology Group Inc.

Consumer Cyclical / Auto & Truck DealershipsNasdaqCM

$0.98

+0.17 (+20.71%)

Fairly Valued+0.0%Fair Value $0.98Fund rank 21/100 · Data gapFallback financials|
SA 17/F
F-Score: 6/9
High DebtLow Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 35% · confianza 11%

FCF escenarios

weak_data · normalized FCF $5.3M · quality 25.7/100

Data gap 21/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 19/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

17/100

F

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. Debt-to-Equity ratio is 2.58, above the 2.0 threshold ROE is -12.1%, below the 5% threshold
Thesis & Journal · SDALocal privado en este navegador · SunCar Technology Group Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$100M

P/E

N/A

•

EV/EBITDA

17.5x

↑

ROE

-12.1%

↓

Gross Margin

10.4%

↓

Debt/Equity

2.58

↑
52-Week Range$1
$0$3

TradingView lightweight chart

SDA price, volumen y niveles de valoración

Último $0.985Periodo -89.9%
Fair value: $0.985

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+20.1%

FCF CAGR

—

FCF margin

1.1%

FCF / Net income

-1.35x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $489.3M · net income $-3.9M · FCF $5.3M

2022-FY → 2025-FY

Gross margin

10.4%-7.4% pts

Operating margin

0.8%+5.2% pts

Net margin

-0.8%+1.6% pts

FCF margin

1.1%+8.3% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$489.3M$489.3M$441.9M$363.7M$282.4M
Net Income$-3.9M$-3.9M$-68.7M$-26.9M$-6.7M
EBITDA$9.1M$9.1M$-51.8M$-5.7M$-1.3M
EPS-0.04-0.04-0.72-0.31-0.08
Gross Margin10.4%10.4%11.6%11.5%17.7%
Operating Margin0.8%0.8%-13.2%-4.3%-4.5%
Net Margin-0.8%-0.8%-15.5%-7.4%-2.4%
Balance Sheet
Debt/Equity2.582.587.085.24-14.19
Current Ratio1.281.28———
Cash Flow
Free Cash Flow$5.3M$5.3M$11.3M$-32.6M$-20.5M
Returns
ROE-12.1%-12.1%-577.4%-167.4%126.2%
Valuation
EV/EBITDA17.4917.49———
P/B3.093.0973.6243.20—
Growth & Yield
Revenue Growth10.7%10.7%21.5%28.8%—
EPS Growth94.4%94.4%-132.3%-271.9%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -63.0%

Total return

-63.0%

Start / end P/E

n/dx → n/dx

EPS bridge

-0.72 → -0.04

Residual

-63.0%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-63.0%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.