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TXT.WA$42.28-0.70%
Fair $42.28+0.0%

TXT.WA

Text S.A.

Technology / Software - ApplicationWarsaw

$42.28

-0.30 (-0.70%)

Fairly Valued+0.0%Fair Value $42.28Fund rank 34/100 · Data gapFallback financials|
SA 48/C
F-Score: 3/9
Margin CompressionLow Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 23% · confianza 25%

FCF escenarios

weak_data · normalized FCF $148.7M · quality 66.7/100

Data gap 34/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 90/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

48/100

C

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. Operating margin has declined for 3 consecutive years ROE is 1.2%, below the 5% threshold
Thesis & Journal · TXT.WALocal privado en este navegador · Text S.A.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.1B

P/E

8.8x

↓

EV/EBITDA

5.0x

↓

ROE

120.5%

↑

Gross Margin

79.7%

↑

Debt/Equity

N/A

•
52-Week Range$42
$36$62

TradingView lightweight chart

TXT.WA price, volumen y niveles de valoración

Último $42.28Periodo +128.5%
Fair value: $42.28

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+16.8%

FCF CAGR

+14.7%

FCF margin

42.0%

FCF / Net income

0.90x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $354.2M · net income $164.4M · FCF $148.7M

2022-FY → 2025-FY

Gross margin

79.7%-5.9% pts

Operating margin

50.1%-7.5% pts

Net margin

46.4%-7.1% pts

FCF margin

42.0%-2.3% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$354.2M$354.2M$335.3M$295.7M$222.5M
Net Income$164.4M$164.4M$166.6M$155.3M$119.0M
EBITDA$202.0M$202.0M$198.5M$181.7M$140.0M
EPS6.396.396.476.034.62
Gross Margin79.7%79.7%81.0%84.3%85.6%
Operating Margin50.1%50.1%53.4%56.5%57.6%
Net Margin46.4%46.4%49.7%52.5%53.5%
Balance Sheet
Debt/Equity——0.010.010.01
Current Ratio1.301.30———
Cash Flow
Free Cash Flow$148.7M$148.7M$147.3M$162.3M$98.6M
Returns
ROE120.5%120.5%131.5%133.2%95.6%
Valuation
P/E8.778.7715.2723.1521.32
EV/EBITDA5.005.0012.3919.2617.73
P/B7.987.9820.0830.8320.37
Growth & Yield
Revenue Growth5.6%5.6%13.4%32.9%—
EPS Growth-1.2%-1.2%7.3%30.5%—
Dividend Yield13.1%13.1%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-16.3%

fácil

EPS terminal req.

$3.75

Spread vs growth

15.0%

5Y implied EPS CAGR

-6.6%

fácil

EPS terminal req.

$4.54

Spread vs growth

5.4%

10Y implied EPS CAGR

1.4%

fácil

EPS terminal req.

$7.31

Spread vs growth

-2.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -11.3%

Total return

-11.3%

Start / end P/E

8.6x → 6.6x

EPS bridge

6.47 → 6.39

Residual

+0.3%

EPS growth-1.2%
Multiple rerating-23.5%
Dividend+13.1%
Residual / FX / buybacks / cross-term+0.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.