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v0.1
USIO$1.28+0.00%
Fair $1.28+0.0%

USIO

Usio, Inc.

Technology / Software - InfrastructureNasdaqGM

$1.28

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $1.28Fund rank 25/100 · Data gapFallback financials|
SA 17/F
F-Score: 2/9
Low Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 33% · confianza 25%

FCF escenarios

weak_data · normalized FCF $2.7M · quality 43.7/100

Data gap 25/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 12/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

17/100

F

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 16Warnings: 1unknown: 16
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. ROE is -14.0%, below the 5% threshold
Thesis & Journal · USIOLocal privado en este navegador · Usio, Inc.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$35M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-14.0%

↓

Gross Margin

23.1%

↓

Debt/Equity

0.06

↓
No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2010–2025 · 15 años de histórico normalizado

Revenue CAGR

+26.2%

FCF CAGR

+6.6%

FCF margin

1.3%

FCF / Net income

-0.43x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $85.4M · net income $-2.5M · FCF $1.1M

2010-FY → 2025-FY

Gross margin

23.1%— pts

Operating margin

-2.8%+20.5% pts

Net margin

-2.9%+14.8% pts

FCF margin

1.3%-14.5% pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Income Statement
Revenue$85.4M$85.4M$82.9M$84.1M$69.4M$61.9M$32.3M$28.2M$25.0M$14.6M$12.1M$14.4M$13.4M$5.2M$7.3M$4.8M$2.6M
Net Income$-2.5M$-2.5M$3.3M$-475104.00$-5.5M$-321634.00$-2.9M$-5.1M$-3.8M$-3.0M$-1.2M$1.0M$3.8M$-789039.00$1.3M$351848.00$-464168.00
EBITDA$-413381.00$-413381.00$792957.00$1.6M$-2.5M$2.5M$-2.2M$-3.0M$-1.9M$-1.6M$-458973.00$1.4M$2.3M$-723778.00$1.4M$376721.00$-586217.00
EPS-0.09-0.090.12-0.02-0.27-0.02-0.19-0.39-0.31-0.33-0.150.080.41-0.010.010.00—
Gross Margin23.1%23.1%23.7%23.9%21.0%25.2%22.9%21.1%22.3%25.9%———————
Operating Margin-2.8%-2.8%-1.8%-0.5%-7.5%-0.3%-11.6%-18.0%-15.1%-19.5%-11.3%6.6%16.8%-14.6%18.9%7.7%-23.3%
Net Margin-2.9%-2.9%4.0%-0.6%-7.9%-0.5%-9.0%-18.1%-15.1%-20.6%-9.9%7.1%28.7%-15.2%17.4%7.3%-17.7%
Balance Sheet
Debt/Equity0.060.060.030.050.000.000.00——————————
Cash Flow
Free Cash Flow$1.1M$1.1M$2.7M$2.7M$-17.8M$28.5M$5.4M$-4.4M$-3.5M$-1.3M$692887.00$1.3M$2.0M$23.1M$381103.00$2.4M$412821.00
Returns
ROE-14.0%-14.0%17.3%-3.2%-39.4%-1.7%-17.4%-67.6%-39.2%-22.9%-13.3%11.1%54.6%-123.5%59.6%57.6%345.6%
Growth & Yield
Revenue Growth3.0%3.0%-1.3%21.1%12.1%92.1%14.4%12.7%71.7%20.7%-16.0%7.4%158.6%-29.5%52.6%83.8%—
EPS Growth-175.0%-175.0%700.0%92.6%-1250.0%89.5%51.3%-25.8%6.1%-120.0%-287.5%-80.5%4200.0%-200.0%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · available periodreconcilia total n/d
Return attribution requires positive start and end prices.

Unavailable: positive start/end prices are required.