StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
VTRU3.SA$13.00-1.29%
Fair $13.00+0.0%

VTRU3.SA

Vitru Educação S.A.

Consumer Defensive / Education & Training ServicesSão Paulo

$13.00

-0.17 (-1.29%)

Fairly Valued+0.0%Fair Value $13.00Fund rank 33/100 · Data gapFallback financials|
SA 50/C
F-Score: 7/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 24% · confianza 25%

FCF escenarios

weak_data · normalized FCF $121.6M · quality 64.7/100

Data gap 33/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 72/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

50/100

C

Piotroski

7/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

12/100

SEC 0%

Latest source: unknownPeriods: 3Warnings: 0unknown: 3
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · VTRU3.SALocal privado en este navegador · Vitru Educação S.A.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$2.1B

P/E

1.7x

↓

EV/EBITDA

5.0x

↓

ROE

12.6%

↑

Gross Margin

65.6%

↑

Debt/Equity

0.93

↑
52-Week Range$13
$8$17

TradingView lightweight chart

VTRU3.SA price, volumen y niveles de valoración

Último $13.00Periodo -10.3%
Fair value: $13.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2025 · 2 años de histórico normalizado

Revenue CAGR

+7.3%

FCF CAGR

+42.4%

FCF margin

10.9%

FCF / Net income

0.67x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $2.26B · net income $369.9M · FCF $246.6M

2023-FY → 2025-FY

Gross margin

65.6%-0.2% pts

Operating margin

36.1%+1.1% pts

Net margin

16.4%+10.1% pts

FCF margin

10.9%+4.7% pts
MetricTTM
2025
2024
2023
Income Statement
Revenue$2.26B$2.26B$2.14B$1.96B
Net Income$369.9M$369.9M$288.8M$122.7M
EBITDA$884.8M$884.8M$666.8M$686.3M
EPS——2.160.91
Gross Margin65.6%65.6%65.1%65.9%
Operating Margin36.1%36.1%34.3%35.0%
Net Margin16.4%16.4%13.5%6.3%
Balance Sheet
Debt/Equity0.930.931.051.12
Current Ratio2.132.13——
Cash Flow
Free Cash Flow$246.6M$246.6M$120.8M$121.6M
Returns
ROE12.6%12.6%11.3%5.5%
Valuation
P/E1.691.692.81—
EV/EBITDA4.954.955.20—
P/B0.590.590.32—
Growth & Yield
Revenue Growth5.5%5.5%9.1%—
EPS Growth——136.3%—
Dividend Yield0.2%0.2%——

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +39.8%

Total return

+39.8%

Start / end P/E

n/dx → n/dx

EPS bridge

2.16 → n/d

Residual

+39.6%

EPS growthn/d
Multiple reratingn/d
Dividend+0.2%
Residual / FX / buybacks / cross-term+39.6%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.