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WFC.TO$17.74-1.00%
Fair $17.74+0.0%

WFC.TO

Wall Financial Corporation

Consumer Cyclical / LodgingToronto

$17.74

-0.18 (-1.00%)

Fairly Valued+0.0%Fair Value $17.74Fund rank 28/100 · Data gapFallback financials|
SA 53/C
F-Score: 7/9
High Debt

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 25% · confianza 25%

FCF escenarios

weak_data · normalized FCF $28.8M · quality 42.0/100

Data gap 28/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 68/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

53/100

C

Piotroski

7/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. Debt-to-Equity ratio is 3.19, above the 2.0 threshold
Thesis & Journal · WFC.TOLocal privado en este navegador · Wall Financial Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$566M

P/E

17.1x

↓

EV/EBITDA

15.2x

↑

ROE

15.7%

↑

Gross Margin

45.2%

↑

Debt/Equity

3.19

↑
52-Week Range$18
$14$19

TradingView lightweight chart

WFC.TO price, volumen y niveles de valoración

Último $17.74Periodo +533.6%
Fair value: $17.74

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+7.5%

FCF CAGR

-4.9%

FCF margin

20.5%

FCF / Net income

1.10x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $179.2M · net income $33.3M · FCF $36.7M

2023-FY → 2026-FY

Gross margin

45.2%+1.3% pts

Operating margin

37.0%+6.2% pts

Net margin

18.6%-14.8% pts

FCF margin

20.5%-9.0% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$179.2M$179.2M$205.3M$155.2M$144.4M
Net Income$33.3M$33.3M$27.4M$22.2M$48.2M
EBITDA$81.3M$81.3M$79.6M$68.8M$89.4M
EPS1.041.040.850.691.49
Gross Margin45.2%45.2%40.0%46.2%43.9%
Operating Margin37.0%37.0%32.0%35.3%30.8%
Net Margin18.6%18.6%13.3%14.3%33.4%
Balance Sheet
Debt/Equity3.193.193.534.012.29
Current Ratio0.150.15———
Cash Flow
Free Cash Flow$36.7M$36.7M$28.8M$9.5M$42.6M
Returns
ROE15.7%15.7%15.1%14.1%20.4%
Valuation
P/E17.0617.0615.5931.9710.87
EV/EBITDA15.1615.1613.2419.2711.64
P/B2.682.682.364.522.23
Growth & Yield
Revenue Growth-12.7%-12.7%32.3%7.5%—
EPS Growth22.4%22.4%23.2%-53.7%—
Dividend Yield5.6%5.6%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

14.8%

razonable

EPS terminal req.

$1.57

Spread vs growth

7.5%

5Y implied EPS CAGR

12.9%

razonable

EPS terminal req.

$1.90

Spread vs growth

9.5%

10Y implied EPS CAGR

11.4%

razonable

EPS terminal req.

$3.07

Spread vs growth

10.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +25.9%

Total return

+25.9%

Start / end P/E

17.4x → 17.1x

EPS bridge

0.85 → 1.04

Residual

-0.4%

EPS growth+22.4%
Multiple rerating-1.7%
Dividend+5.6%
Residual / FX / buybacks / cross-term-0.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.