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XPS.L$311.34+1.91%
Fair $311.34+0.0%

XPS.L

XPS Pensions Group plc

Consumer Cyclical / Personal ServicesLSE

$311.34

+5.84 (+1.91%)

Fairly Valued+0.0%Fair Value $311.34Fund rank 38/100 · Data gapFallback financials|
SA 44/C
F-Score: 5/9

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 23% · confianza 25%

FCF escenarios

weak_data · normalized FCF $33.6M · quality 81.3/100

Data gap 38/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 89/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

44/100

C

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified.
Thesis & Journal · XPS.LLocal privado en este navegador · XPS Pensions Group plc
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$637M

P/E

25.9x

↑

EV/EBITDA

1194.0x

↑

ROE

16.4%

↑

Gross Margin

53.0%

↑

Debt/Equity

0.37

↓
52-Week Range$311
$275$404

TradingView lightweight chart

XPS.L price, volumen y niveles de valoración

Último $311.34Periodo +102.2%
Fair value: $311.34

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+18.7%

FCF CAGR

+20.3%

FCF margin

14.5%

FCF / Net income

1.11x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $231.8M · net income $30.3M · FCF $33.6M

2022-FY → 2025-FY

Gross margin

53.0%+1.2% pts

Operating margin

19.9%+6.7% pts

Net margin

13.1%+6.3% pts

FCF margin

14.5%+0.6% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$231.8M$231.8M$199.4M$166.6M$138.6M
Net Income$30.3M$30.3M$54.2M$15.8M$9.4M
EBITDA$57.3M$57.3M$79.3M$34.6M$30.3M
EPS0.140.140.250.070.04
Gross Margin53.0%53.0%52.2%51.3%51.9%
Operating Margin19.9%19.9%18.1%15.2%13.2%
Net Margin13.1%13.1%27.2%9.5%6.8%
Balance Sheet
Debt/Equity0.370.370.180.520.52
Current Ratio1.771.77———
Cash Flow
Free Cash Flow$33.6M$33.6M$35.4M$29.1M$19.3M
Returns
ROE16.4%16.4%29.1%10.6%6.5%
Valuation
P/E25.9525.95923.082191.782886.36
EV/EBITDA1194.011194.01631.811001.72894.02
P/B368.48368.48269.42231.58186.87
Growth & Yield
Revenue Growth16.2%16.2%19.7%20.2%—
EPS Growth-44.1%-44.1%238.4%65.9%—
Dividend Yield4.0%4.0%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

485.0%

muy exigente

EPS terminal req.

$27.63

Spread vs growth

-529.1%

5Y implied EPS CAGR

199.8%

muy exigente

EPS terminal req.

$33.43

Spread vs growth

-243.9%

10Y implied EPS CAGR

81.6%

muy exigente

EPS terminal req.

$53.84

Spread vs growth

-125.7%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -16.7%

Total return

-16.7%

Start / end P/E

1591.1x → 2256.1x

EPS bridge

0.25 → 0.14

Residual

-18.4%

EPS growth-44.1%
Multiple rerating+41.8%
Dividend+4.0%
Residual / FX / buybacks / cross-term-18.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.