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XRO.AX$73.50-0.77%
Fair $73.50+0.0%

XRO.AX

Xero Limited

Technology / Software - ApplicationASXAU

$73.50

-0.57 (-0.77%)

Fairly Valued+0.0%Fair Value $73.50Fund rank 34/100 · Data gapFallback financials|
SA 34/D
F-Score: 4/9
Low Profitability

FCF base 3Y

n/d

n/d CAGR · yield n/d

FCF base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 24% · confianza 25%

FCF escenarios

weak_data · normalized FCF $477.7M · quality 65.3/100

Data gap 34/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 62/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

34/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: eodhdPeriods: 20Warnings: 1eodhd: 16yahoo: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); composite fair value and forward targets are disabled until manually verified. ROE is 3.3%, below the 5% threshold
Thesis & Journal · XRO.AXLocal privado en este navegador · Xero Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$12.7B

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

3.3%

↓

Gross Margin

70.3%

↑

Debt/Equity

0.39

↑
52-Week Range$74
$68$197

TradingView lightweight chart

XRO.AX price, volumen y niveles de valoración

Último $73.50Periodo +1540.6%
Fair value: $73.50

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2007–2026 · 19 años de histórico normalizado

Revenue CAGR

—

FCF CAGR

—

FCF margin

33.6%

FCF / Net income

5.52x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $2.96B · net income $180.0M · FCF $993.1M

2007-FY → 2026-FY

Gross margin

70.3%— pts

Operating margin

13.3%— pts

Net margin

6.1%— pts

FCF margin

33.6%— pts
MetricTTM
2026
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
2007
Income Statement
Revenue$2.96B$2.96B$1.91B$1.57B$1.31B$1.02B$848.8M$699.6M$516.1M$375.7M$278.1M$190.4M$121.5M$65.7M$31.3M$19.4M$9.3M$3.2M$959000.00$134000.00—
Net Income$180.0M$180.0M$207.0M$160.2M$-106.3M$-8.5M$19.7M$3.3M$-25.3M$-23.0M$-65.0M$-75.8M$-68.2M$-33.3M$-11.6M$-7.9M$-7.5M$-8.4M$-6.8M$-4.3M—
EBITDA$809.7M$809.7M$697.4M$511.0M$167.9M$195.5M$77.6M$141.2M$71.0M$26.0M$-28.0M$-57.5M$-45.8M$-28.8M$-7.6M$-7.0M$-7.6M$-8.2M$-6.5M$-3.5M—
EPS0.830.831.341.05-0.71-0.060.000.000.00-0.20-0.50-0.28-0.54-0.28-0.10-0.08-0.08-0.10-0.12-0.08—
Gross Margin70.3%70.3%89.0%100.0%100.0%100.0%72.7%71.5%69.7%65.6%63.3%63.0%69.8%65.0%100.0%100.0%100.0%100.0%100.0%100.0%—
Operating Margin13.3%13.3%3.6%15.1%5.7%2.0%7.3%4.4%2.0%-4.8%-24.3%-44.2%-69.0%-56.5%-42.1%-37.7%-85.0%-282.9%-748.9%-3995.5%—
Net Margin6.1%6.1%10.8%10.2%-8.1%-0.8%2.3%0.5%-4.9%-6.1%-23.4%-39.8%-56.1%-50.7%-37.0%-40.8%-80.2%-267.6%-704.0%-3216.4%—
Balance Sheet
Debt/Equity0.390.390.610.881.080.991.391.211.300.200.00———————0.000.000.02
Current Ratio1.091.092.276.624.955.457.136.195.581.712.254.529.6323.3110.837.606.9410.892.0218.50—
Cash Flow
Free Cash Flow$993.1M$993.1M$477.7M$328.6M$113.5M$11.1M$57.9M$27.1M$2.6M$-27.3M$-66.6M$-81.4M$-48.9M$-26.2M$-11.2M$-12.7M$-8.3M$-8.8M$-5.3M$-5.5M—
Returns
ROE3.3%3.3%10.4%12.5%-10.8%-0.9%2.9%0.8%-7.5%-10.2%-31.7%-30.1%-20.1%-13.9%-14.1%-15.1%-34.5%-34.4%-134.5%-38.1%—
Valuation
P/E——55.71117.61—————————————————
EV/EBITDA——19.3138.1886.4480.47———————————————
P/B——6.4914.7513.8415.77———————————————
Growth & Yield
Revenue Growth54.9%54.9%21.5%20.0%28.5%31.7%21.3%35.6%37.4%35.1%46.0%56.8%84.8%109.9%61.7%107.4%195.8%229.3%615.7%——
EPS Growth-43.5%-43.5%27.7%247.0%-1174.9%———100.0%60.0%-78.6%48.1%-95.1%-163.5%-24.1%-0.9%17.2%16.9%-55.5%——

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

98.8%

muy exigente

EPS terminal req.

$6.52

Spread vs growth

-142.3%

5Y implied EPS CAGR

56.9%

muy exigente

EPS terminal req.

$7.89

Spread vs growth

-100.4%

10Y implied EPS CAGR

31.4%

muy exigente

EPS terminal req.

$12.71

Spread vs growth

-74.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -61.6%

Total return

-61.6%

Start / end P/E

143.3x → 88.6x

EPS bridge

1.34 → 0.83

Residual

+14.5%

EPS growth-37.9%
Multiple rerating-38.2%
Dividend+0.0%
Residual / FX / buybacks / cross-term+14.5%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.