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000400.KS$1948.00-4.51%
Fair $1948.00+0.0%

000400.KS

Lotte Non - Life Insurance Co., Ltd.

Financial Services / Insurance - Property & CasualtyKSE

$1948.00

-92.00 (-4.51%)

Fairly Valued+0.0%Fair Value $1948.00Fund rank 19/100 · Data gapFallback financials|
SA 33/D
F-Score: 3/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 23.0/100

Data gap 19/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 2/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

33/100

D

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · 000400.KSLocal privado en este navegador · Lotte Non - Life Insurance Co., Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$602.1B

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

8.4%

↑

Gross Margin

N/A

•

Debt/Equity

1.31

↑
52-Week Range$1948
$1519$3280

TradingView lightweight chart

000400.KS price, volumen y niveles de valoración

Último $1,948Periodo +11.3%
Fair value: $1,948

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+19.5%

FCF CAGR

—

FCF margin

-29.2%

FCF / Net income

-14.42x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $2.54T · net income $51.33B · FCF $-740.37B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

2.0%+8.7% pts

FCF margin

-29.2%-0.8% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$2538.36B$2538.36B$2259.83B$1989.11B$1487.65B
Net Income$51.33B$51.33B$24.22B$285.58B$-99.20B
EPS——68.00914.00-331.00
Net Margin2.0%2.0%1.1%14.4%-6.7%
Balance Sheet
Debt/Equity1.311.311.020.771.82
Current Ratio31.8631.86———
Cash Flow
Free Cash Flow$-740.37B$-740.37B$-223.80B$2103.88B$-421.37B
Returns
ROE8.4%8.4%3.0%21.9%-5.5%
Valuation
P/E——30.002.60—
P/B0.980.980.910.570.24
Growth & Yield
Revenue Growth12.3%12.3%13.6%33.7%—
EPS Growth——-92.6%376.1%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +26.7%

Total return

+26.7%

Start / end P/E

n/dx → n/dx

EPS bridge

68.00 → n/d

Residual

+26.7%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+26.7%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.