Financial Services / Credit ServicesKSE
$14180.00
+140.00 (+1.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 64.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
53/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$830.8B
P/E
10.8x
↓EV/EBITDA
5.8x
↓ROE
16.6%
↑Gross Margin
100.0%
↑Debt/Equity
0.09
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+7.9%
FCF CAGR
+24.2%
FCF margin
18.5%
FCF / Net income
1.44x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $602.15B · net income $77.17B · FCF $111.31B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $602.15B | $602.15B | $535.03B | $485.71B | $479.87B |
| Net Income | $77.17B | $77.17B | $76.11B | $56.05B | $52.70B |
| EBITDA | $133.33B | $133.33B | $124.67B | $93.23B | $97.30B |
| EPS | 1317.00 | 1317.00 | 1296.00 | 946.00 | 882.00 |
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating Margin | 17.3% | 17.3% | 16.2% | 13.5% | 14.9% |
| Net Margin | 12.8% | 12.8% | 14.2% | 11.5% | 11.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.09 | 0.09 | 0.13 | 0.07 | 0.07 |
| Current Ratio | 1.96 | 1.96 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $111.31B | $111.31B | $68.40B | $58.64B | $58.16B |
| Returns | |||||
| ROE | 16.6% | 16.6% | 18.5% | 15.2% | 15.4% |
| Valuation | |||||
| P/E | 10.77 | 10.77 | 9.24 | 9.96 | 14.06 |
| EV/EBITDA | 5.76 | 5.76 | 5.15 | 5.41 | 7.07 |
| P/B | 1.79 | 1.79 | 1.71 | 1.51 | 2.17 |
| Growth & Yield | |||||
| Revenue Growth | 12.5% | 12.5% | 10.2% | 1.2% | — |
| EPS Growth | 1.6% | 1.6% | 37.0% | 7.3% | — |
| Dividend Yield | 3.6% | 3.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-1.5%
EPS terminal req.
$1258.24
Spread vs growth
3.1%
5Y implied EPS CAGR
2.9%
EPS terminal req.
$1522.47
Spread vs growth
-1.3%
10Y implied EPS CAGR
6.4%
EPS terminal req.
$2451.95
Spread vs growth
-4.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+3.8%
Start / end P/E
10.9x → 10.7x
EPS bridge
1296.00 → 1317.00
Residual
-0.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.