Financial Services / Credit ServicesHKSE
$8.67
+0.04 (+0.46%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 38.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
55/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.6B
P/E
7.7x
↓EV/EBITDA
N/A
•ROE
10.4%
↑Gross Margin
N/A
•Debt/Equity
0.77
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+11.9%
FCF CAGR
—
FCF margin
3.7%
FCF / Net income
0.14x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.73B · net income $468.2M · FCF $63.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.73B | $1.73B | $1.66B | $1.54B | $1.24B |
| Net Income | $468.2M | $468.2M | $400.5M | $392.3M | $373.6M |
| EPS | 1.12 | 1.12 | 0.96 | 0.94 | 0.89 |
| Net Margin | 27.0% | 27.0% | 24.1% | 25.4% | 30.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.77 | 0.77 | 0.77 | 0.76 | 0.55 |
| Current Ratio | 2.77 | 2.77 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $63.3M | $63.3M | $118.5M | $-765.5M | $-1.07B |
| Returns | |||||
| ROE | 10.4% | 10.4% | 9.4% | 9.6% | 9.6% |
| Valuation | |||||
| P/E | 7.74 | 7.74 | 6.31 | 5.90 | 5.69 |
| P/B | 0.81 | 0.81 | 0.59 | 0.57 | 0.55 |
| Growth & Yield | |||||
| Revenue Growth | 4.0% | 4.0% | 7.9% | 24.7% | — |
| EPS Growth | 16.9% | 16.9% | 2.1% | 5.0% | — |
| Dividend Yield | 7.6% | 7.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-11.7%
EPS terminal req.
$0.77
Spread vs growth
28.6%
5Y implied EPS CAGR
-3.6%
EPS terminal req.
$0.93
Spread vs growth
20.5%
10Y implied EPS CAGR
3.0%
EPS terminal req.
$1.50
Spread vs growth
13.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+44.0%
Start / end P/E
6.7x → 7.8x
EPS bridge
0.96 → 1.12
Residual
+2.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.