Financial Services / Insurance - DiversifiedKuala Lumpur
$21.52
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 55.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
49/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$4.0B
P/E
7.6x
↓EV/EBITDA
N/A
•ROE
15.2%
↑Gross Margin
N/A
•Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.8%
FCF CAGR
-69.2%
FCF margin
0.6%
FCF / Net income
0.03x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.94B · net income $958.8M · FCF $30.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $4.94B | $4.94B | $5.26B | $4.37B | $3.63B |
| Net Income | $958.8M | $958.8M | $770.7M | $730.9M | $613.7M |
| EPS | 2.79 | 2.79 | 2.23 | 2.11 | 1.77 |
| Net Margin | 19.4% | 19.4% | 14.7% | 16.7% | 16.9% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Current Ratio | 2.90 | 2.90 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $30.8M | $30.8M | $847.4M | $-294.5M | $1.06B |
| Returns | |||||
| ROE | 15.2% | 15.2% | 13.2% | 14.2% | 13.1% |
| Valuation | |||||
| P/E | 7.60 | 7.60 | 9.38 | 8.76 | 8.02 |
| P/B | 1.18 | 1.18 | 1.24 | 1.25 | 1.05 |
| Growth & Yield | |||||
| Revenue Growth | -6.1% | -6.1% | 20.3% | 20.3% | — |
| EPS Growth | 25.0% | 25.0% | 5.7% | 19.1% | — |
| Dividend Yield | 5.8% | 5.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-11.9%
EPS terminal req.
$1.91
Spread vs growth
36.9%
5Y implied EPS CAGR
-3.7%
EPS terminal req.
$2.31
Spread vs growth
28.8%
10Y implied EPS CAGR
2.9%
EPS terminal req.
$3.72
Spread vs growth
22.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+20.3%
Start / end P/E
8.4x → 7.7x
EPS bridge
2.23 → 2.79
Residual
-2.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.