Financial Services / Banks - RegionalSaudi
$39.34
+0.20 (+0.51%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 45.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$233.5B
P/E
9.6x
↓EV/EBITDA
N/A
•ROE
12.3%
↑Gross Margin
N/A
•Debt/Equity
0.66
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+6.2%
FCF CAGR
—
FCF margin
14.0%
FCF / Net income
0.23x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $40.84B · net income $25.01B · FCF $5.74B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $40.84B | $40.84B | $37.40B | $35.89B | $34.07B |
| Net Income | $25.01B | $25.01B | $21.19B | $20.01B | $18.58B |
| EPS | — | — | 3.43 | 3.23 | 3.02 |
| Net Margin | 61.2% | 61.2% | 56.7% | 55.8% | 54.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.66 | 0.66 | 0.50 | 0.26 | 0.09 |
| Cash Flow | |||||
| Free Cash Flow | $5.74B | $5.74B | $-44.04B | $27.19B | $-6.31B |
| Returns | |||||
| ROE | 12.3% | 12.3% | 11.0% | 11.4% | 11.2% |
| Valuation | |||||
| P/E | 9.57 | 9.57 | 9.65 | 13.53 | 12.22 |
| P/B | 1.15 | 1.15 | 1.02 | 1.48 | 1.32 |
| Growth & Yield | |||||
| Revenue Growth | 9.2% | 9.2% | 4.2% | 5.3% | — |
| EPS Growth | — | — | 6.2% | 7.0% | — |
| Dividend Yield | 5.9% | 5.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+22.1%
Start / end P/E
n/dx → n/dx
EPS bridge
3.43 → n/d
Residual
+16.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.