Financial Services / Mortgage FinanceHKSE
$0.60
-0.01 (-1.64%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 26.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
52/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$249M
P/E
5.0x
↓EV/EBITDA
N/A
•ROE
5.4%
↓Gross Margin
N/A
•Debt/Equity
0.12
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-1.3%
FCF CAGR
—
FCF margin
121.2%
FCF / Net income
3.60x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $137.1M · net income $46.2M · FCF $166.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $137.1M | $137.1M | $136.7M | $135.3M | $142.8M |
| Net Income | $46.2M | $46.2M | $42.7M | $58.9M | $70.5M |
| EPS | 0.11 | 0.11 | 0.10 | 0.14 | 0.17 |
| Net Margin | 33.7% | 33.7% | 31.2% | 43.5% | 49.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.12 | 0.12 | 0.30 | 0.29 | 0.43 |
| Current Ratio | 4.38 | 4.38 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $166.1M | $166.1M | $26.8M | $129.7M | $-35.0M |
| Returns | |||||
| ROE | 5.4% | 5.4% | 5.2% | 7.5% | 9.6% |
| Valuation | |||||
| P/E | 5.00 | 5.00 | 3.35 | 2.68 | 2.24 |
| P/B | 0.29 | 0.29 | 0.18 | 0.20 | 0.21 |
| Growth & Yield | |||||
| Revenue Growth | 0.3% | 0.3% | 1.1% | -5.3% | — |
| EPS Growth | 7.8% | 7.8% | -27.5% | -16.5% | — |
| Dividend Yield | 5.3% | 5.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-21.7%
EPS terminal req.
$0.05
Spread vs growth
29.5%
5Y implied EPS CAGR
-10.3%
EPS terminal req.
$0.06
Spread vs growth
18.1%
10Y implied EPS CAGR
-0.7%
EPS terminal req.
$0.10
Spread vs growth
8.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+69.6%
Start / end P/E
3.5x → 5.4x
EPS bridge
0.10 → 0.11
Residual
+4.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.