Financial Services / Credit ServicesMilan
$159.65
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$99.3B
P/E
57.2x
↑EV/EBITDA
N/A
•ROE
2.2%
↓Gross Margin
N/A
•Debt/Equity
0.44
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+16.0%
FCF CAGR
+26.6%
FCF margin
48.9%
FCF / Net income
10.66x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $53.43B · net income $2.45B · FCF $26.14B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $53.43B | $53.43B | $39.11B | $36.79B | $34.25B |
| Net Income | $2.45B | $2.45B | $4.75B | $4.89B | $7.36B |
| EPS | 4.03 | 4.03 | 11.59 | 11.95 | 17.91 |
| Net Margin | 4.6% | 4.6% | 12.1% | 13.3% | 21.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.44 | 0.44 | 0.74 | 0.85 | 0.91 |
| Cash Flow | |||||
| Free Cash Flow | $26.14B | $26.14B | $16.95B | $19.61B | $12.88B |
| Returns | |||||
| ROE | 2.2% | 2.2% | 7.8% | 8.4% | 14.0% |
| Valuation | |||||
| P/E | 57.22 | 57.22 | — | — | — |
| P/B | 0.76 | 0.76 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 36.6% | 36.6% | 6.3% | 7.4% | — |
| EPS Growth | -65.2% | -65.2% | -3.0% | -33.3% | — |
| Dividend Yield | 1.7% | 1.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
52.0%
EPS terminal req.
$14.17
Spread vs growth
-117.3%
5Y implied EPS CAGR
33.6%
EPS terminal req.
$17.14
Spread vs growth
-98.8%
10Y implied EPS CAGR
21.2%
EPS terminal req.
$27.61
Spread vs growth
-86.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-6.0%
Start / end P/E
15.1x → 40.1x
EPS bridge
11.59 → 4.03
Residual
-107.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.