Financial Services / Credit ServicesHKSE
$5.24
+0.07 (+1.35%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 47.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
8/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$10.6B
P/E
4.2x
↓EV/EBITDA
15.8x
↑ROE
10.5%
↑Gross Margin
33.7%
↓Debt/Equity
2.52
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+7.4%
FCF CAGR
+50.2%
FCF margin
32.0%
FCF / Net income
2.17x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $14.94B · net income $2.21B · FCF $4.79B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $14.94B | $14.94B | $13.66B | $13.65B | $12.07B |
| Net Income | $2.21B | $2.21B | $2.10B | $2.11B | $1.96B |
| EBITDA | $3.88B | $3.88B | $3.56B | $3.41B | $3.18B |
| EPS | 1.08 | 1.08 | 1.02 | 0.99 | 0.93 |
| Gross Margin | 33.7% | 33.7% | 33.6% | 33.5% | 37.2% |
| Operating Margin | 21.8% | 21.8% | 22.6% | 23.7% | 27.7% |
| Net Margin | 14.8% | 14.8% | 15.4% | 15.5% | 16.2% |
| Balance Sheet | |||||
| Debt/Equity | 2.52 | 2.52 | 3.00 | 3.01 | 3.24 |
| Current Ratio | 2.84 | 2.84 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $4.79B | $4.79B | $-116.8M | $4.10B | $1.41B |
| Returns | |||||
| ROE | 10.5% | 10.5% | 11.2% | 12.2% | 12.5% |
| Valuation | |||||
| P/E | 4.16 | 4.16 | 4.70 | 4.31 | 5.10 |
| EV/EBITDA | 15.78 | 15.78 | 17.91 | 17.06 | 18.19 |
| P/B | 0.50 | 0.50 | 0.51 | 0.51 | 0.63 |
| Growth & Yield | |||||
| Revenue Growth | 9.3% | 9.3% | 0.1% | 13.1% | — |
| EPS Growth | 5.9% | 5.9% | 3.0% | 6.5% | — |
| Dividend Yield | 6.7% | 6.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-24.5%
EPS terminal req.
$0.46
Spread vs growth
30.4%
5Y implied EPS CAGR
-12.2%
EPS terminal req.
$0.56
Spread vs growth
18.1%
10Y implied EPS CAGR
-1.7%
EPS terminal req.
$0.91
Spread vs growth
7.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+5.9%
Start / end P/E
5.2x → 4.9x
EPS bridge
1.02 → 1.08
Residual
-0.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.