Financial Services / Banks - RegionalKuala Lumpur
$2.38
-0.01 (-0.42%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 18.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$6.0B
P/E
11.3x
↓EV/EBITDA
N/A
•ROE
4.4%
↓Gross Margin
N/A
•Debt/Equity
0.51
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.7%
FCF CAGR
—
FCF margin
-59.6%
FCF / Net income
-2.71x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.45B · net income $540.2M · FCF $-1.46B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2.45B | $2.45B | $2.26B | $1.93B | $2.08B |
| Net Income | $540.2M | $540.2M | $509.7M | $402.2M | $1.18B |
| EPS | 0.21 | 0.21 | 0.19 | 0.16 | 0.03 |
| Net Margin | 22.0% | 22.0% | 22.5% | 20.8% | 56.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.51 | 0.51 | 0.33 | 0.30 | 0.24 |
| Cash Flow | |||||
| Free Cash Flow | $-1.46B | $-1.46B | $-385.7M | $1.30B | $2.25B |
| Returns | |||||
| ROE | 4.4% | 4.4% | 4.4% | 3.6% | 11.1% |
| Valuation | |||||
| P/E | 11.33 | 11.33 | 14.58 | 12.60 | 56.11 |
| P/B | 0.50 | 0.50 | 0.64 | 0.46 | 0.41 |
| Growth & Yield | |||||
| Revenue Growth | 8.4% | 8.4% | 17.1% | -6.9% | — |
| EPS Growth | 10.3% | 10.3% | 16.2% | 380.6% | — |
| Dividend Yield | 3.6% | 3.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
0.2%
EPS terminal req.
$0.21
Spread vs growth
10.1%
5Y implied EPS CAGR
4.0%
EPS terminal req.
$0.26
Spread vs growth
6.3%
10Y implied EPS CAGR
7.0%
EPS terminal req.
$0.41
Spread vs growth
3.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-9.6%
Start / end P/E
14.4x → 11.3x
EPS bridge
0.19 → 0.21
Residual
-2.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.