Financial Services / Banks - RegionalKuala Lumpur
$2.20
-0.01 (-0.45%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 29.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
29/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$5.0B
P/E
9.2x
↓EV/EBITDA
N/A
•ROE
6.9%
↑Gross Margin
N/A
•Debt/Equity
0.53
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+6.0%
FCF CAGR
-1.3%
FCF margin
70.2%
FCF / Net income
3.19x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.53B · net income $557.2M · FCF $1.78B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2.53B | $2.53B | $2.44B | $2.36B | $2.12B |
| Net Income | $557.2M | $557.2M | $571.1M | $553.0M | $491.7M |
| EPS | 0.25 | 0.25 | 0.25 | 0.25 | 0.23 |
| Net Margin | 22.0% | 22.0% | 23.4% | 23.4% | 23.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.53 | 0.53 | 0.51 | 0.35 | 0.37 |
| Cash Flow | |||||
| Free Cash Flow | $1.78B | $1.78B | $2.43B | $-1.29B | $1.85B |
| Returns | |||||
| ROE | 6.9% | 6.9% | 7.5% | 7.5% | 7.2% |
| Valuation | |||||
| P/E | 9.17 | 9.17 | 9.88 | 9.20 | 11.42 |
| P/B | 0.62 | 0.62 | 0.74 | 0.69 | 0.83 |
| Growth & Yield | |||||
| Revenue Growth | 3.9% | 3.9% | 3.3% | 11.1% | — |
| EPS Growth | -2.4% | -2.4% | 2.6% | 7.5% | — |
| Dividend Yield | 8.4% | 8.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-7.4%
EPS terminal req.
$0.20
Spread vs growth
5.0%
5Y implied EPS CAGR
-0.8%
EPS terminal req.
$0.24
Spread vs growth
-1.6%
10Y implied EPS CAGR
4.5%
EPS terminal req.
$0.38
Spread vs growth
-6.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-1.0%
Start / end P/E
9.6x → 8.9x
EPS bridge
0.25 → 0.25
Residual
+0.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.