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5PAISA.BO$323.95-2.47%
Fair $323.95+0.0%

5PAISA.BO

5paisa Capital Limited

Financial Services / Capital MarketsBSE

$323.95

-8.30 (-2.47%)

Fairly Valued+0.0%Fair Value $323.95Fund rank 23/100 · Data gapFallback financials|
SA 33/D
F-Score: 1/9
Declining Revenue

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 39.0/100

Data gap 23/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 2/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

33/100

D

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years
Thesis & Journal · 5PAISA.BOLocal privado en este navegador · 5paisa Capital Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$15.2B

P/E

22.9x

↑

EV/EBITDA

13.4x

↑

ROE

6.8%

↑

Gross Margin

51.0%

↓

Debt/Equity

0.58

↑
52-Week Range$324
$245$432

TradingView lightweight chart

5PAISA.BO price, volumen y niveles de valoración

Último $327.45Periodo -12.8%
Fair value: $323.95

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

-8.5%

FCF CAGR

—

FCF margin

-61.1%

FCF / Net income

-2.50x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $1.81B · net income $441.9M · FCF $-1.11B

2023-FY → 2026-FY

Gross margin

51.0%+7.3% pts

Operating margin

-26.0%-18.3% pts

Net margin

24.4%+5.9% pts

FCF margin

-61.1%-65.8% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$1.81B$1.81B$2.29B$2.59B$2.36B
Net Income$441.9M$441.9M$682.3M$544.4M$435.7M
EBITDA$1.01B$1.01B$1.27B$1.06B$831.5M
EPS——21.7916.6714.33
Gross Margin51.0%51.0%67.7%49.6%43.8%
Operating Margin-26.0%-26.0%-6.8%-13.2%-7.7%
Net Margin24.4%24.4%29.8%21.0%18.5%
Balance Sheet
Debt/Equity0.580.580.360.620.37
Current Ratio4.864.86———
Cash Flow
Free Cash Flow$-1.11B$-1.11B$899.0M$-1.11B$110.3M
Returns
ROE6.8%6.8%11.3%10.1%9.4%
Valuation
P/E22.8922.8916.3534.4420.16
EV/EBITDA13.4013.4010.3120.2212.34
P/B1.561.561.853.471.90
Growth & Yield
Revenue Growth-21.0%-21.0%-11.6%9.9%—
EPS Growth——30.7%16.3%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -17.0%

Total return

-17.0%

Start / end P/E

n/dx → n/dx

EPS bridge

21.79 → n/d

Residual

-17.0%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-17.0%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.