Financial Services / Banks - RegionalShanghai
$38.67
+0.47 (+1.23%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 51.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$975.3B
P/E
6.8x
↓EV/EBITDA
N/A
•ROE
11.8%
↑Gross Margin
N/A
•Debt/Equity
0.32
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-1.0%
FCF CAGR
-7.5%
FCF margin
127.5%
FCF / Net income
2.82x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $332.06B · net income $150.18B · FCF $423.32B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $332.06B | $332.06B | $334.86B | $336.65B | $342.26B |
| Net Income | $150.18B | $150.18B | $148.39B | $146.60B | $138.01B |
| EPS | 5.70 | 5.70 | 5.66 | 5.63 | 5.26 |
| Net Margin | 45.2% | 45.2% | 44.3% | 43.5% | 40.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.32 | 0.32 | 0.38 | 0.41 | 0.47 |
| Cash Flow | |||||
| Free Cash Flow | $423.32B | $423.32B | $412.09B | $327.59B | $535.25B |
| Returns | |||||
| ROE | 11.8% | 11.8% | 12.1% | 13.6% | 14.6% |
| Valuation | |||||
| P/E | 6.77 | 6.77 | 6.83 | 5.02 | 7.30 |
| P/B | 0.80 | 0.80 | 0.83 | 0.68 | 1.07 |
| Growth & Yield | |||||
| Revenue Growth | -0.8% | -0.8% | -0.5% | -1.6% | — |
| EPS Growth | 0.7% | 0.7% | 0.5% | 7.0% | — |
| Dividend Yield | 7.9% | 7.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-15.6%
EPS terminal req.
$3.43
Spread vs growth
16.3%
5Y implied EPS CAGR
-6.1%
EPS terminal req.
$4.15
Spread vs growth
6.8%
10Y implied EPS CAGR
1.6%
EPS terminal req.
$6.69
Spread vs growth
-0.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.0%
Start / end P/E
7.8x → 6.8x
EPS bridge
5.66 → 5.70
Residual
-0.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.