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601328.SS$6.85+0.88%
Fair $6.85+0.0%

601328.SS

Bank of Communications Co., Ltd.

Financial Services / Banks - DiversifiedShanghai

$6.85

+0.06 (+0.88%)

Fairly Valued+0.0%Fair Value $6.85Fund rank 29/100 · Data gapFallback financials|
SA 27/D
F-Score: 4/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 33.0/100

Data gap 29/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 39/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

27/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · 601328.SSLocal privado en este navegador · Bank of Communications Co., Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$605.3B

P/E

6.6x

↓

EV/EBITDA

N/A

•

ROE

7.5%

↑

Gross Margin

N/A

•

Debt/Equity

0.97

↑
52-Week Range$7
$6$8

TradingView lightweight chart

601328.SS price, volumen y niveles de valoración

Último $6.850Periodo -44.4%
Fair value: $6.850

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+1.0%

FCF CAGR

-35.8%

FCF margin

33.9%

FCF / Net income

0.93x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $263.62B · net income $95.62B · FCF $89.24B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

36.3%+0.3% pts

FCF margin

33.9%-97.7% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$263.62B$263.62B$258.43B$256.45B$255.76B
Net Income$95.62B$95.62B$93.59B$92.73B$92.10B
EPS1.081.081.161.151.14
Net Margin36.3%36.3%36.2%36.2%36.0%
Balance Sheet
Debt/Equity0.970.971.060.980.93
Cash Flow
Free Cash Flow$89.24B$89.24B$-99.52B$89.73B$336.57B
Returns
ROE7.5%7.5%8.2%8.5%9.0%
Valuation
P/E6.596.596.415.144.22
P/B0.480.480.520.440.38
Growth & Yield
Revenue Growth2.0%2.0%0.8%0.3%—
EPS Growth-6.9%-6.9%0.9%0.9%—
Dividend Yield5.2%5.2%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-17.4%

fácil

EPS terminal req.

$0.61

Spread vs growth

10.5%

5Y implied EPS CAGR

-7.4%

fácil

EPS terminal req.

$0.74

Spread vs growth

0.5%

10Y implied EPS CAGR

0.9%

fácil

EPS terminal req.

$1.18

Spread vs growth

-7.8%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -4.8%

Total return

-4.8%

Start / end P/E

6.6x → 6.3x

EPS bridge

1.16 → 1.08

Residual

+0.2%

EPS growth-6.9%
Multiple rerating-3.3%
Dividend+5.2%
Residual / FX / buybacks / cross-term+0.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.