Financial Services / Banks - RegionalShanghai
$4.89
+0.04 (+0.82%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 41.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
31/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$9.6B
P/E
4.9x
↓EV/EBITDA
N/A
•ROE
10.0%
↑Gross Margin
N/A
•Debt/Equity
0.42
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+6.4%
FCF CAGR
+13.4%
FCF margin
106.0%
FCF / Net income
2.29x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.24B · net income $1.97B · FCF $4.49B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $4.24B | $4.24B | $4.27B | $3.75B | $3.52B |
| Net Income | $1.97B | $1.97B | $1.92B | $1.73B | $1.53B |
| EPS | 1.00 | 1.00 | 0.98 | 0.88 | 0.78 |
| Net Margin | 46.4% | 46.4% | 45.0% | 46.1% | 43.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.42 | 0.42 | 0.48 | 0.45 | 0.47 |
| Cash Flow | |||||
| Free Cash Flow | $4.49B | $4.49B | $-707.2M | $26.27B | $3.08B |
| Returns | |||||
| ROE | 10.0% | 10.0% | 10.1% | 10.4% | 10.2% |
| Valuation | |||||
| P/E | 4.89 | 4.89 | 5.59 | 6.20 | 6.44 |
| P/B | 0.49 | 0.49 | 0.57 | 0.64 | 0.66 |
| Growth & Yield | |||||
| Revenue Growth | -0.8% | -0.8% | 14.0% | 6.6% | — |
| EPS Growth | 2.0% | 2.0% | 11.4% | 12.8% | — |
| Dividend Yield | 4.3% | 4.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-24.3%
EPS terminal req.
$0.43
Spread vs growth
26.3%
5Y implied EPS CAGR
-12.1%
EPS terminal req.
$0.53
Spread vs growth
14.1%
10Y implied EPS CAGR
-1.7%
EPS terminal req.
$0.85
Spread vs growth
3.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-4.1%
Start / end P/E
5.4x → 4.9x
EPS bridge
0.98 → 1.00
Residual
-0.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.