Financial Services / Banks - RegionalTokyo
$470.00
-14.00 (-2.89%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 9.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.9B
P/E
27.5x
↑EV/EBITDA
N/A
•ROE
4.1%
↓Gross Margin
N/A
•Debt/Equity
1.34
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+6.8%
FCF CAGR
—
FCF margin
206.9%
FCF / Net income
29.50x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $8.68B · net income $609.0M · FCF $17.96B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8.68B | $8.68B | $7.83B | $6.94B | $7.12B |
| Net Income | $609.0M | $609.0M | $419.0M | $418.0M | $294.0M |
| EPS | 27.45 | 27.45 | 20.52 | 31.23 | 29.92 |
| Net Margin | 7.0% | 7.0% | 5.4% | 6.0% | 4.1% |
| Balance Sheet | |||||
| Debt/Equity | 1.34 | 1.34 | 0.97 | 0.78 | 2.52 |
| Cash Flow | |||||
| Free Cash Flow | $17.96B | $17.96B | $6.11B | $-27.92B | $-19.36B |
| Returns | |||||
| ROE | 4.1% | 4.1% | 2.2% | 2.5% | 2.1% |
| Valuation | |||||
| P/E | 27.55 | 27.55 | 26.90 | 15.34 | 17.18 |
| P/B | 0.26 | 0.26 | 0.24 | 0.23 | 0.36 |
| Growth & Yield | |||||
| Revenue Growth | 10.9% | 10.9% | 12.7% | -2.5% | — |
| EPS Growth | 33.8% | 33.8% | -34.3% | 4.4% | — |
| Dividend Yield | 2.1% | 2.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
15.0%
EPS terminal req.
$41.70
Spread vs growth
18.8%
5Y implied EPS CAGR
12.9%
EPS terminal req.
$50.46
Spread vs growth
20.8%
10Y implied EPS CAGR
11.5%
EPS terminal req.
$81.27
Spread vs growth
22.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+4.8%
Start / end P/E
22.3x → 17.1x
EPS bridge
20.52 → 27.45
Residual
-7.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.