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7182.T$3009.00-1.96%
Fair $3009.00+0.0%

7182.T

JAPAN POST BANK Co., Ltd.

Financial Services / Banks - RegionalTokyo

$3009.00

-60.00 (-1.96%)

Fairly Valued+0.0%Fair Value $3009.00Fund rank 32/100 · Data gapFallback financials|
SA 51/C
F-Score: 5/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 14.0/100

Data gap 32/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 35/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

51/100

C

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 4.6%, below the 5% threshold
Thesis & Journal · 7182.TLocal privado en este navegador · JAPAN POST BANK Co., Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$10.72T

P/E

20.9x

↑

EV/EBITDA

N/A

•

ROE

4.6%

↓

Gross Margin

N/A

•

Debt/Equity

0.28

↓
52-Week Range$3009
$1479$3208

TradingView lightweight chart

7182.T price, volumen y niveles de valoración

Último $3,009Periodo +80.1%
Fair value: $3,009

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-0.8%

FCF CAGR

-15.8%

FCF margin

270.4%

FCF / Net income

10.97x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $1.68T · net income $414.32B · FCF $4.54T

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

24.7%+4.0% pts

FCF margin

270.4%-172.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$1680.31B$1680.31B$1924.75B$1578.56B$1721.64B
Net Income$414.32B$414.32B$356.13B$325.07B$355.07B
EPS114.60114.6098.4386.8494.71
Net Margin24.7%24.7%18.5%20.6%20.6%
Balance Sheet
Debt/Equity0.280.280.210.170.55
Cash Flow
Free Cash Flow$4543.70B$4543.70B$18.09B$-4543.22B$7619.67B
Returns
ROE4.6%4.6%3.7%3.4%3.5%
Valuation
P/E20.8820.8815.8512.5610.19
P/B1.201.200.580.420.35
Growth & Yield
Revenue Growth-12.7%-12.7%21.9%-8.3%—
EPS Growth16.4%16.4%13.3%-8.3%—
Dividend Yield6.1%6.1%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

32.6%

muy exigente

EPS terminal req.

$267.00

Spread vs growth

-16.1%

5Y implied EPS CAGR

23.0%

exigente

EPS terminal req.

$323.07

Spread vs growth

-6.6%

10Y implied EPS CAGR

16.3%

exigente

EPS terminal req.

$520.30

Spread vs growth

0.1%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +107.0%

Total return

+107.0%

Start / end P/E

15.2x → 26.3x

EPS bridge

98.43 → 114.60

Residual

+11.9%

EPS growth+16.4%
Multiple rerating+72.6%
Dividend+6.1%
Residual / FX / buybacks / cross-term+11.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.