StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
7184.T$2398.00-1.72%
Fair $2398.00+0.0%

7184.T

The First Bank Of Toyama, Ltd.

Financial Services / Banks - RegionalTokyo

$2398.00

-42.00 (-1.72%)

Fairly Valued+0.0%Fair Value $2398.00Fund rank 25/100 · Data gapFallback financials|
SA 48/C
F-Score: 6/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 14.0/100

Data gap 25/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 7/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

48/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · 7184.TLocal privado en este navegador · The First Bank Of Toyama, Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$150.7B

P/E

10.0x

↓

EV/EBITDA

N/A

•

ROE

8.8%

↑

Gross Margin

N/A

•

Debt/Equity

0.13

↓
52-Week Range$2398
$949$2899

TradingView lightweight chart

7184.T price, volumen y niveles de valoración

Último $2,398Periodo +403.8%
Fair value: $2,398

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+19.4%

FCF CAGR

—

FCF margin

2.3%

FCF / Net income

0.08x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $46.22B · net income $13.35B · FCF $1.06B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

28.9%+16.1% pts

FCF margin

2.3%+19.9% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$46.22B$46.22B$37.48B$34.11B$27.17B
Net Income$13.35B$13.35B$5.28B$4.20B$3.49B
EPS208.95208.9583.0265.4052.33
Net Margin28.9%28.9%14.1%12.3%12.8%
Balance Sheet
Debt/Equity0.130.130.360.210.56
Cash Flow
Free Cash Flow$1.06B$1.06B$7.21B$-24.09B$-4.79B
Returns
ROE8.8%8.8%3.6%3.7%3.1%
Valuation
P/E10.0410.0410.979.165.77
P/B1.001.000.390.330.18
Growth & Yield
Revenue Growth23.3%23.3%9.9%25.5%—
EPS Growth151.7%151.7%26.9%25.0%—
Dividend Yield3.1%3.1%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

0.6%

fácil

EPS terminal req.

$212.78

Spread vs growth

151.1%

5Y implied EPS CAGR

4.3%

fácil

EPS terminal req.

$257.47

Spread vs growth

147.4%

10Y implied EPS CAGR

7.1%

razonable

EPS terminal req.

$414.65

Spread vs growth

144.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +150.8%

Total return

+150.8%

Start / end P/E

11.7x → 11.5x

EPS bridge

83.02 → 208.95

Residual

-2.4%

EPS growth+151.7%
Multiple rerating-1.6%
Dividend+3.1%
Residual / FX / buybacks / cross-term-2.4%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.