Financial Services / Credit ServicesTokyo
$1073.00
-22.00 (-2.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 78.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
49/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$24.0B
P/E
13.8x
↑EV/EBITDA
7.0x
↓ROE
19.5%
↑Gross Margin
47.1%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+28.8%
FCF CAGR
+40.4%
FCF margin
13.8%
FCF / Net income
1.07x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $10.57B · net income $1.36B · FCF $1.46B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $10.57B | $10.57B | $8.97B | $6.49B | $4.94B |
| Net Income | $1.36B | $1.36B | $1.23B | $1.01B | $779.8M |
| EBITDA | $2.46B | $2.46B | $2.18B | $1.71B | $1.23B |
| EPS | 60.74 | 60.74 | 54.82 | 44.92 | 34.86 |
| Gross Margin | 47.1% | 47.1% | 48.8% | 47.8% | 48.5% |
| Operating Margin | 22.0% | 22.0% | 23.1% | 25.1% | 24.0% |
| Net Margin | 12.9% | 12.9% | 13.7% | 15.5% | 15.8% |
| Balance Sheet | |||||
| Current Ratio | 2.46 | 2.46 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $1.46B | $1.46B | $148.0M | $2.76B | $526.8M |
| Returns | |||||
| ROE | 19.5% | 19.5% | 20.1% | 19.3% | 17.5% |
| Valuation | |||||
| P/E | 13.80 | 13.80 | 16.14 | 21.46 | 15.95 |
| EV/EBITDA | 7.00 | 7.00 | 6.49 | 9.31 | 7.46 |
| P/B | 3.45 | 3.45 | 3.24 | 4.14 | 2.79 |
| Growth & Yield | |||||
| Revenue Growth | 17.9% | 17.9% | 38.2% | 31.3% | — |
| EPS Growth | 10.8% | 10.8% | 22.0% | 28.9% | — |
| Dividend Yield | 4.6% | 4.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
16.2%
EPS terminal req.
$95.21
Spread vs growth
-5.4%
5Y implied EPS CAGR
13.7%
EPS terminal req.
$115.21
Spread vs growth
-2.9%
10Y implied EPS CAGR
11.8%
EPS terminal req.
$185.54
Spread vs growth
-1.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+25.6%
Start / end P/E
16.3x → 17.8x
EPS bridge
54.82 → 60.74
Residual
+1.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.