Financial Services / Mortgage FinanceTokyo
$578.00
-26.00 (-4.35%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 49.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
47/100
C
Piotroski
8/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$8.5B
P/E
7.3x
↓EV/EBITDA
6.9x
↓ROE
11.2%
↑Gross Margin
71.5%
↑Debt/Equity
0.84
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-0.5%
FCF CAGR
—
FCF margin
21.3%
FCF / Net income
1.64x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $7.57B · net income $982.7M · FCF $1.61B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $7.57B | $7.57B | $7.11B | $7.33B | $7.69B |
| Net Income | $982.7M | $982.7M | $874.5M | $1.00B | $1.13B |
| EBITDA | $1.53B | $1.53B | $1.45B | $1.63B | $1.82B |
| EPS | 66.84 | 66.84 | 59.48 | 67.97 | 76.50 |
| Gross Margin | 71.5% | 71.5% | 70.7% | 70.1% | 71.4% |
| Operating Margin | 18.5% | 18.5% | 19.7% | 20.1% | 22.1% |
| Net Margin | 13.0% | 13.0% | 12.3% | 13.7% | 14.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.84 | 0.84 | 1.01 | 1.22 | 1.50 |
| Current Ratio | 1.63 | 1.63 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $1.61B | $1.61B | $1.56B | $791.8M | $-471.8M |
| Returns | |||||
| ROE | 11.2% | 11.2% | 10.8% | 13.4% | 16.6% |
| Valuation | |||||
| P/E | 7.31 | 7.31 | 8.32 | 10.20 | 12.59 |
| EV/EBITDA | 6.94 | 6.94 | 7.41 | 9.15 | 10.65 |
| P/B | 0.97 | 0.97 | 0.90 | 1.36 | 2.09 |
| Growth & Yield | |||||
| Revenue Growth | 6.4% | 6.4% | -2.9% | -4.7% | — |
| EPS Growth | 12.4% | 12.4% | -12.5% | -11.2% | — |
| Dividend Yield | 5.2% | 5.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-8.4%
EPS terminal req.
$51.29
Spread vs growth
20.8%
5Y implied EPS CAGR
-1.5%
EPS terminal req.
$62.06
Spread vs growth
13.8%
10Y implied EPS CAGR
4.1%
EPS terminal req.
$99.95
Spread vs growth
8.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+40.8%
Start / end P/E
7.1x → 8.6x
EPS bridge
59.48 → 66.84
Residual
+2.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.