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7198.T$774.00-3.13%
Fair $774.00+0.0%

7198.T

SBI ARUHI Corporation

Financial Services / Mortgage FinanceTokyo

$774.00

-25.00 (-3.13%)

Fairly Valued+0.0%Fair Value $774.00Fund rank 18/100 · Data gapFallback financials|
SA 29/D
F-Score: 4/9
High DebtLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 26.0/100

Data gap 18/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 5/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

29/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 2.62, above the 2.0 threshold ROE is 4.5%, below the 5% threshold
Thesis & Journal · 7198.TLocal privado en este navegador · SBI ARUHI Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$34.4B

P/E

19.1x

↑

EV/EBITDA

14.5x

↑

ROE

4.5%

↓

Gross Margin

N/A

•

Debt/Equity

2.62

↑
52-Week Range$774
$735$950

TradingView lightweight chart

7198.T price, volumen y niveles de valoración

Último $775.00Periodo -42.1%
Fair value: $774.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-4.0%

FCF CAGR

—

FCF margin

-46.6%

FCF / Net income

-5.46x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $22.29B · net income $1.90B · FCF $-10.39B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

31.8%-8.1% pts

Net margin

8.5%-8.3% pts

FCF margin

-46.6%-59.3% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$22.29B$22.29B$20.41B$22.60B$25.19B
Net Income$1.90B$1.90B$1.52B$2.82B$4.24B
EBITDA$8.58B$8.58B$7.64B$9.21B$11.18B
EPS42.9542.9539.3679.40119.02
Operating Margin31.8%31.8%29.8%34.5%39.9%
Net Margin8.5%8.5%7.4%12.5%16.8%
Balance Sheet
Debt/Equity2.622.622.321.942.10
Current Ratio2.382.38———
Cash Flow
Free Cash Flow$-10.39B$-10.39B$-4.09B$875.0M$3.19B
Returns
ROE4.5%4.5%3.6%8.6%13.3%
Valuation
P/E19.0619.0623.3213.458.44
EV/EBITDA14.4614.4614.709.167.21
P/B0.820.820.841.161.12
Growth & Yield
Revenue Growth9.2%9.2%-9.7%-10.3%—
EPS Growth9.1%9.1%-50.4%-33.3%—
Dividend Yield5.2%5.2%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

16.9%

exigente

EPS terminal req.

$68.68

Spread vs growth

-7.8%

5Y implied EPS CAGR

14.1%

razonable

EPS terminal req.

$83.10

Spread vs growth

-5.0%

10Y implied EPS CAGR

12.0%

razonable

EPS terminal req.

$133.84

Spread vs growth

-2.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +10.2%

Total return

+10.2%

Start / end P/E

18.8x → 18.0x

EPS bridge

39.36 → 42.95

Residual

-0.3%

EPS growth+9.1%
Multiple rerating-3.8%
Dividend+5.2%
Residual / FX / buybacks / cross-term-0.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.