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8050.SR$7.86+0.79%
Fair $7.86+0.0%

8050.SR

Salama Cooperative Insurance Company

Financial Services / Insurance - Property & CasualtySaudi

$7.86

+0.06 (+0.79%)

Fairly Valued+0.0%Fair Value $7.86Fund rank 25/100 · Data gapFallback financials|
SA 13/F
F-Score: 2/9
Declining RevenueLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 25/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 8/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

13/100

F

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years ROE is -33.9%, below the 5% threshold
Thesis & Journal · 8050.SRLocal privado en este navegador · Salama Cooperative Insurance Company
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$236M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-33.9%

↓

Gross Margin

N/A

•

Debt/Equity

0.06

↓
52-Week Range$8
$7$14

TradingView lightweight chart

8050.SR price, volumen y niveles de valoración

Último $7.650Periodo -84.1%
Fair value: $7.860

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-3.1%

FCF CAGR

—

FCF margin

-1.0%

FCF / Net income

0.06x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $516.2M · net income $-91.6M · FCF $-5.3M

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

-17.7%-10.9% pts

FCF margin

-1.0%-12.5% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$516.2M$516.2M$605.4M$750.1M$567.6M
Net Income$-91.6M$-91.6M$30.1M$51.3M$-38.9M
EPS——1.232.68-2.10
Net Margin-17.7%-17.7%5.0%6.8%-6.8%
Balance Sheet
Debt/Equity0.060.060.070.100.30
Cash Flow
Free Cash Flow$-5.3M$-5.3M$-157.8M$51.3M$64.9M
Returns
ROE-33.9%-33.9%11.8%25.0%-63.9%
Valuation
P/E——17.127.92—
P/B0.870.872.031.982.65
Growth & Yield
Revenue Growth-14.7%-14.7%-19.3%32.2%—
EPS Growth——-54.1%227.4%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -40.2%

Total return

-40.2%

Start / end P/E

n/dx → n/dx

EPS bridge

1.23 → n/d

Residual

-40.2%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-40.2%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.