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8100.SR$9.70-0.31%
Fair $9.70+0.0%

8100.SR

Saudi Arabian Cooperative Insurance Company

Financial Services / Insurance - DiversifiedSaudi

$9.70

-0.03 (-0.31%)

Fairly Valued+0.0%Fair Value $9.70Fund rank 22/100 · Data gapFallback financials|
SA 24/D
F-Score: 2/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 37.0/100

Data gap 22/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 16/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

24/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · 8100.SRLocal privado en este navegador · Saudi Arabian Cooperative Insurance Company
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$291M

P/E

13.7x

↑

EV/EBITDA

N/A

•

ROE

5.3%

↓

Gross Margin

N/A

•

Debt/Equity

N/A

•
52-Week Range$10
$8$16

TradingView lightweight chart

8100.SR price, volumen y niveles de valoración

Último $9.700Periodo -60.7%
Fair value: $9.700

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+2.2%

FCF CAGR

—

FCF margin

0.4%

FCF / Net income

0.13x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $742.0M · net income $22.2M · FCF $3.0M

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

3.0%+11.9% pts

FCF margin

0.4%+1.4% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$742.0M$742.0M$704.2M$820.1M$694.8M
Net Income$22.2M$22.2M$49.3M$71.1M$-61.6M
EPS——1.642.37-2.05
Net Margin3.0%3.0%7.0%8.7%-8.9%
Balance Sheet
Current Ratio5.925.92———
Cash Flow
Free Cash Flow$3.0M$3.0M$171.5M$-12.6M$-6.8M
Returns
ROE5.3%5.3%12.9%22.7%-26.2%
Valuation
P/E13.6613.669.676.40—
P/B0.700.701.251.451.54
Growth & Yield
Revenue Growth5.4%5.4%-14.1%18.0%—
EPS Growth——-30.8%215.6%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -35.2%

Total return

-35.2%

Start / end P/E

n/dx → n/dx

EPS bridge

1.64 → n/d

Residual

-35.2%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-35.2%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.