Financial Services / Insurance - DiversifiedSaudi
$18.79
-0.26 (-1.36%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 14.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
41/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$752M
P/E
69.6x
↑EV/EBITDA
N/A
•ROE
2.2%
↓Gross Margin
N/A
•Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+12.7%
FCF CAGR
+4.3%
FCF margin
13.1%
FCF / Net income
2.40x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $195.4M · net income $10.6M · FCF $25.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $195.4M | $195.4M | $180.3M | $164.8M | $136.5M |
| Net Income | $10.6M | $10.6M | $16.3M | $24.8M | $12.5M |
| EPS | 0.27 | 0.27 | 0.41 | 0.83 | 0.32 |
| Net Margin | 5.4% | 5.4% | 9.0% | 15.1% | 9.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | — | — | — |
| Current Ratio | 7.35 | 7.35 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $25.5M | $25.5M | $12.6M | $34.3M | $22.5M |
| Returns | |||||
| ROE | 2.2% | 2.2% | 3.6% | 5.9% | 3.2% |
| Valuation | |||||
| P/E | 69.59 | 69.59 | 91.46 | 28.83 | 39.67 |
| P/B | 1.58 | 1.58 | 3.30 | 1.69 | 0.95 |
| Growth & Yield | |||||
| Revenue Growth | 8.4% | 8.4% | 9.4% | 20.7% | — |
| EPS Growth | -34.1% | -34.1% | -50.6% | 163.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
83.5%
EPS terminal req.
$1.67
Spread vs growth
-117.6%
5Y implied EPS CAGR
49.5%
EPS terminal req.
$2.02
Spread vs growth
-83.7%
10Y implied EPS CAGR
28.2%
EPS terminal req.
$3.25
Spread vs growth
-62.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-29.3%
Start / end P/E
64.8x → 69.6x
EPS bridge
0.41 → 0.27
Residual
-2.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.