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8338.T$592.00-2.95%
Fair $592.00+0.0%

8338.T

Tsukuba Bank, Ltd.

Financial Services / Banks - RegionalTokyo

$592.00

-18.00 (-2.95%)

Fairly Valued+0.0%Fair Value $592.00Fund rank 19/100 · Data gapFallback financials|
SA 37/D
F-Score: 3/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 13.0/100

Data gap 19/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 0/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

37/100

D

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 4.5%, below the 5% threshold
Thesis & Journal · 8338.TLocal privado en este navegador · Tsukuba Bank, Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$48.8B

P/E

18.0x

↑

EV/EBITDA

N/A

•

ROE

4.5%

↓

Gross Margin

N/A

•

Debt/Equity

1.56

↑
52-Week Range$592
$226$735

TradingView lightweight chart

8338.T price, volumen y niveles de valoración

Último $592.00Periodo -55.8%
Fair value: $592.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+1.8%

FCF CAGR

—

FCF margin

-71.5%

FCF / Net income

-5.89x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $33.80B · net income $4.10B · FCF $-24.17B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

12.1%-1.1% pts

FCF margin

-71.5%-754.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$33.80B$33.80B$35.49B$31.97B$32.00B
Net Income$4.10B$4.10B$2.19B$2.10B$4.23B
EPS19.0719.079.468.0715.21
Net Margin12.1%12.1%6.2%6.6%13.2%
Balance Sheet
Debt/Equity1.561.561.421.413.54
Cash Flow
Free Cash Flow$-24.17B$-24.17B$5.60B$-263.47B$218.45B
Returns
ROE4.5%4.5%2.3%2.3%4.1%
Valuation
P/E18.0518.0530.6626.1512.62
P/B0.530.530.250.190.15
Growth & Yield
Revenue Growth-4.7%-4.7%11.0%-0.1%—
EPS Growth101.6%101.6%17.2%-46.9%—
Dividend Yield0.8%0.8%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

40.2%

muy exigente

EPS terminal req.

$52.53

Spread vs growth

61.4%

5Y implied EPS CAGR

27.2%

muy exigente

EPS terminal req.

$63.56

Spread vs growth

74.4%

10Y implied EPS CAGR

18.3%

exigente

EPS terminal req.

$102.37

Spread vs growth

83.3%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +150.6%

Total return

+150.6%

Start / end P/E

25.1x → 31.0x

EPS bridge

9.46 → 19.07

Residual

+24.3%

EPS growth+101.6%
Multiple rerating+23.9%
Dividend+0.8%
Residual / FX / buybacks / cross-term+24.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.