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8344.T$3070.00-0.81%
Fair $3070.00+0.0%

8344.T

The Yamagata Bank, Ltd.

Financial Services / Banks - RegionalTokyo

$3070.00

-25.00 (-0.81%)

Fairly Valued+0.0%Fair Value $3070.00Fund rank 21/100 · Data gapFallback financials|
SA 46/C
F-Score: 4/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 10.0/100

Data gap 21/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 0/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

46/100

C

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 3.2%, below the 5% threshold
Thesis & Journal · 8344.TLocal privado en este navegador · The Yamagata Bank, Ltd.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$95.2B

P/E

14.8x

↑

EV/EBITDA

N/A

•

ROE

3.2%

↓

Gross Margin

N/A

•

Debt/Equity

0.88

↑
52-Week Range$3070
$1437$3175

TradingView lightweight chart

8344.T price, volumen y niveles de valoración

Último $3,070Periodo +17.2%
Fair value: $3,070

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+3.9%

FCF CAGR

—

FCF margin

-102.4%

FCF / Net income

-10.51x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $45.30B · net income $4.41B · FCF $-46.38B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

9.7%+1.3% pts

FCF margin

-102.4%-1207.4% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$45.30B$45.30B$47.19B$44.88B$40.35B
Net Income$4.41B$4.41B$2.08B$3.44B$3.40B
EPS138.17138.1765.03107.40104.86
Net Margin9.7%9.7%4.4%7.7%8.4%
Balance Sheet
Debt/Equity0.880.880.941.003.25
Cash Flow
Free Cash Flow$-46.38B$-46.38B$-147.49B$-471.44B$445.89B
Returns
ROE3.2%3.2%1.4%2.6%2.2%
Valuation
P/E14.7614.7617.369.627.93
P/B0.720.720.250.250.17
Growth & Yield
Revenue Growth-4.0%-4.0%5.1%11.2%—
EPS Growth112.5%112.5%-39.5%2.4%—
Dividend Yield3.2%3.2%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

25.4%

muy exigente

EPS terminal req.

$272.41

Spread vs growth

87.1%

5Y implied EPS CAGR

19.0%

exigente

EPS terminal req.

$329.62

Spread vs growth

93.5%

10Y implied EPS CAGR

14.4%

razonable

EPS terminal req.

$530.85

Spread vs growth

98.1%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +115.6%

Total return

+115.6%

Start / end P/E

22.2x → 22.2x

EPS bridge

65.03 → 138.17

Residual

-0.0%

EPS growth+112.5%
Multiple rerating-0.0%
Dividend+3.2%
Residual / FX / buybacks / cross-term-0.0%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.